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Complete Freedom Account

Unlimited everyday banking account plus a Visa® Debit Card with every Complete Freedom transaction bank account

  • Want no monthly bank fees? Pay no account service fee if, by the last business day of the month, you either
    • deposit a minimum of $2,000 or
    • have your BankSA home loan repayment automatically deducted from this account.
  • A service fee of $5 will apply if your deposit for the month falls below $2000 and you don't have loan repayments deducted from this account
  • 10 free SMS Alerts** per month alert you to balance or transaction information
  • Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted with your Visa Debit Card
  • Unlimited access to over 2,900 BankSA, Westpac and St.George branded ATMs around Australia.

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Features
Key features
  • Unlimited BankSA/Westpac/St.George branded ATMs in Australia, EFTPOS, direct debit, cheque, electronic agencies and Internet and Phone Banking transactions for flat account service fee of $5 per month#
  • 10 free SMS Alerts** per month
  • Visa Debit Card available upon request
  • Deposit cheques directly into your account via Internet Bankingˆ
  • No minimum monthly balance required
  • 24/7 access to Internet and Phone Banking*
  • Chequebook available upon request
Statements
  • Issued quarterly, or every 2 months if a Visa Debit Card is issued on your account
  • Mini transaction history available at any BankSA ATM
  • View transactions online with Internet Banking at any time
  • Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Access
Account access
  • Instant and unlimited access to your funds via BankSA branches, ATMs, cheques, EFTPOS, Internet and Phone Banking, BPAY® and electronic agencies
  • Convenient and secure 24/7 access to Internet and Phone Banking^
  • Automate deposits and payments with direct credits (for salary or investment income)
  • Automate payments with direct debits (for regular bills)
  • Save time by depositing cheques online
Fees
Account service fee
  • Flat monthly account service fee of $5
  • Pay no account service fee when you deposit a minimum of $2,000 by the last business day of the month
  • Pay no account service fee when your BankSA home loan repayments are automatically deducted from this account by the last business day of the month
Transaction fees
  • No fees for everyday banking transactions when you use BankSA/Westpac/St.George branded ATMs in Australia, branches, electronic agencies, Internet and Phone Banking and EFTPOS
How to apply
Apply online
Call us
  • Apply over the phone by calling on 13 13 76 7.30am – 7.30 pm, Monday to Saturday and to connect you faster, say “New Account” when prompted
Visit a branch
Requirements

Compare transaction accounts.

Important information

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. BankSA issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

# Other transaction fees and charges for special services apply. Daily transaction limits apply.
^ Your online Cheque Deposit will be processed within 24 hours of receipt of your cheques and deposit slip by the bank.
* Subject to systems availability and maintenance.
† Charged per transaction regardless of transaction allowance
** Fees apply after the first 10 SMS alerts per month.
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