BankSA SENSE
Making more of your everyday money
- Simplify your banking with a SENSE Everyday transaction account and SENSE Savings account working together
- One consolidated statement (PDF, 585KB) charts your savings to target and withdrawals by category spend
- Flat monthly service fee of $5* per month, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
- Earn 4.85%p.a. on every dollar deposited in your SENSE savings account
- Purchases made using your Visa® Debit Card, Freedom Card and BPAY are rounded up to the next dollar**. This rounding amount is automatically transferred from your SENSE Everyday Account to your SENSE Savings Account.
- Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted with your Visa Debit Card
- Unlimited ATM access to BankSA, Westpac and St.George ATMs in Australia
Compare savings accounts.
- Earn a competitive rate of interest from the first dollar on your SENSE Savings Account
- Unlimited BankSA/Westpac/St.George branded ATMs in Australia, EFTPOS, direct debit and Internet and Phone Banking transactions on your SENSE Everyday Account for flat account service fee of $5 per month#, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
- Visa Debit Card available upon request on your SENSE Everyday Account
- No minimum monthly balance required
- 24/7 access to Internet and Phone Banking^
- Issued monthly
- View transactions online with Internet Banking at any time^
- How to read your statement
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- Instant and unlimited access to your funds via BankSA Branches, ATMs, cheques, EFTPOS, Internet and Phone Banking and BPAY® on your SENSE Everyday Account
- Convenient and secure 24/7 access to Internet and Phone Banking^
- Automatically credit deposits and payments to your SENSE Everyday Account for example your salary and investment income
- Automate payments with direct debits (for regular bills) from your SENSE Everyday Account
- All withdrawals and deposits from a SENSE Savings Account must be made via the SENSE Everyday Account. To access funds held in the SENSE Savings Account, funds must be transferred to the SENSE Everyday Account first, before withdrawing the funds.
- Flat monthly account service fee of $5 charged to the SENSE Everyday Account, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
- No fees for everyday banking transactions when you use BankSA/Westpac/St.George branded ATMs in Australia, branches, Internet and Phone Banking and EFTPOS#
- Start your online application now for BankSA SENSE
- Apply over the phone by calling on 13 13 76 7.30am – 7.30 pm, Monday to Saturday and to connect you faster, say “New Account” when prompted
Compare savings accounts.
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. BankSA issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
* Monthly service fee applies to your SENSE Everyday Account. There is no monthly service fee for your SENSE Savings Account
** Purchases refers to those made in Australian dollars to a merchant in Australia. We also round withdrawals using your Visa Debit Card when you press the credit button at an ATM, withdrawals from an Electronic Agency and purchases made overseas using your Maestro/Cirrus ATM card.
# Other transaction fees and charges for special services apply. Daily transaction limits apply.
^ Subject to systems availability and maintenance
Visa is a registered trademark of Visa Worldwide PTe Limited
BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518.
