Secure Online Shopping
Secure Online Shopping – all the convenience without the concern
Great news for online shoppers!
MasterCard SecureCode is now available.
With Secure Online Shopping, you can be confident that the purchases and payments you make on the Internet are safe and secure. Now you can have peace of mind whenever you are using a BankSA MasterCard,VISA credit card or a VISA Debit card.
To take advantage of either VISA's "Verified by VISA" or "MasterCard® SecureCode™" you will need to be registered for Internet Banking. Both services are available now free of charge.
Verified by VISA and MasterCard SecureCode are cutting edge secure online shopping services that work with BankSA to rely on a password to validate the transaction. This acts in the same way as using a PIN or signature when you make purchases over the counter. This will ensure that it is in fact you making the purchase.
To start using Verified by VISA and MasterCard SecureCode, you will need to be registered for BankSA Internet Banking. Once you have registered for Internet Banking and have set up an Internet Banking password, you will be ready to use Secure Online Shopping, once the service becomes available.
Read more about our full range of Internet Banking features, or to register call 1300 555 203 now.
More and more online merchants will be participating in Verified by VISA and MasterCard SecureCode over time. So whenever you see the logos below at the point of payment, simply enter your password to ensure that the transaction is completely secure.
How to use Secure Online Shopping.
When you are registered, every time you select the "buy" button at a site that displays the Verified by VISA or MasterCard SecureCode logo, a BankSA screen will appear.
On this screen, you will also see your Personal Assurance Message (PAM). This is a message you can personalise so you can shop with confidence.
After checking this screen contains the correct PAM, all you need to do is enter your correct Internet Banking password, which is also your Secure Online Shopping password, and the transaction will be validated giving you complete confidence the purchase was secure.
For more information visit visa.com.au or mastercard.com.au and keep watching this website for updates.
Frequently Asked Questions
- How does it work?
- How is it different?
- What cards can I use for Secure Internet Shopping?
- How do I register to use Secure Internet Shopping?
- What is the real benefit?
- How secure is it?
- Where can I shop with Verified by VISA or MasterCard SecureCode?
- What if a site doesn't offer Secure Internet Shopping?
- Do I need any new software?
- What's my password?
- What if I forget my Internet Banking password?
- As a new cardholder, can I start Secure Internet Shopping immediately?
- What if I lose my card?
- What is a Personal Assurance Message (PAM)?
- How do I change my PAM?
- Should I share my PAM with other people?
- What if I set my PAM and something different appears during a transaction?
- Terms and conditions
- Who do I contact with further PAM questions?
How does it work?
If you are making a purchase from a participating merchant displaying the Verified by VISA or MasterCard SecureCode logo, you will be requested to enter your password after you've clicked the 'buy' button. You simply enter your password (which will be the same as your Internet Banking password) which will then be validated, allowing you to proceed with the purchase as normal.
How is it different?
Currently you're not required to enter any personalised information when you purchase online. This is very different to making purchases over the counter as you will always be required to enter either your PIN or sign to validate the purchase. By entering a password online it acts in the same way as entering a PIN or signing by authenticating the purchase.
What cards can I use for Secure Internet Shopping?
You can use your VISA Debit and/or VISA credit cards with Verified by VISA. You can use your MasterCard credit cards with MasterCard SecureCode.
How do I register to use Secure Internet Shopping?
To start using Verified by VISA or MasterCard SecureCode you will need to be registered for BankSA Internet banking. Read more about our full range of Internet Banking features, or to register now call 1300 555 203.
What is the real benefit?
The main benefit is that BankSA, VISA and MasterCard are working together to give you the added confidence that you are the only person that can use your BankSA VISA card or MasterCard for online purchases.
How secure is it?
This service ensures that shopping with your VISA Credit or VISA Debit card or MasterCard credit card online is just as secure as shopping with your card in any store.
Where can I shop with Verified by VISA?
More and more online merchants are offering this service. Just look out for the Verified by VISA or MasterCard SecureCode logo to see which sites are using the secure Internet shopping system.
What if a site doesn't offer Secure Internet Shopping?
If an Internet site you are shopping at doesn't offer Verified by VISA or MasterCard SecureCode, you will still be able to shop online. Your purchase will proceed like a regular Internet transaction.
Do I need any new software?
No. But to take advantage of Verified by VISA or MasterCard SecureCode you will need to be aware that if you have software that disables pop-up screens, this needs to be re-enabled.
What's my password?
Your password is simply your Internet Banking password. This is why you need to register with Internet Banking by calling 1300 555 203, 8am - 8pm, seven days a week, before you can start secure Internet shopping. Always remember that to ensure security you should never share your password with anyone else.
What if I forget my Internet Banking password?
Just reset your password by calling the Internet banking Help Desk on 1300 555 203. As you have already been registered for Internet banking, as soon as you've re-registered your password you're free to start Secure Internet Shopping again.
As a new cardholder, can I start Secure Internet Shopping immediately?
Yes, once you have set up an Internet banking password you can start Internet shopping immediately.
What if I lose my card?
Call 1800 028 208 immediately and let us know your details. You can make secure Internet transactions again as soon as a new card has been issued to you.
What is a Personal Assurance Message (PAM)?
Your Personal Assurance Message is a message that will appear on a BankSA screen during your secure Internet shopping transaction. It's your way of knowing, before you enter your password, that the Internet site has connected to the Bank and the transaction is secure.
The first PAM you see will read "Welcome to Secure Shopping". You should change your PAM as soon as possible to make it personal. This way you can identify it as your own. Your PAM is not another password for you to remember, it should be a recognisable name to you such as, your favourite movie, your pet's name, anything significant to you. You can change your PAM to any message that's 6-30 alphanumeric characters. Remember not to include your Internet Banking password in any form!
How do I change my PAM?
Simply enter Internet Banking via the BankSA website and access the PAM maintenance screen. This can be accessed within the Preference drop down toolbar. Change your PAM as often as you like; it will update immediately and will appear instantly on your next Verified by VISA or MasterCard SecureCode transaction.
Should I share my PAM with other people?
No! Your PAM should be treated the same way as your Internet Banking password or PIN and shouldn't be disclosed to anyone.
What if I set my PAM and something different appears during a transaction?
This may mean you are not at a secure shopping location. The best thing to do is cancel this transaction. Do not enter your Internet Banking password. Next, confirm your PAM details via the BankSA Internet Banking website. If your PAM is still different from what was displayed during the transaction, please call the Internet Banking Help Desk on 1300 555 203 between 8am - 8pm, seven days a week.
Terms and conditions
Download the Terms and Conditions (PDF 79Kb).
Who do I contact with further PAM questions?
Contact BankSA Customer Service on 1300 555 203 between 8am - 8pm, seven days a week.
