Business Owners' Loan Package
Ready for business your way
Imagine having one solution for your business needs – with the BankSA Business Owners' Loan Package1, you can!
Designed to meet your day-to-day banking needs, the package is built around a Business Maximiser Loan and a Visa Business Card facility. The Business Maximiser Loan gives you a line of credit for your business expenses. When you need money you can access available funds instantly. So you’re always in the position to get on with your business how you want, when you want.
You must acquire and maintain a Business Maximiser Loan and a Visa Business Card to take advantage of the Business Owners’ Loan Package.
- The BankSA Business Maximiser Loan allows you to do your day to day transactions as well as borrow money for your business from the same account
- A Visa Business Card with a $0 annual fee for the first 12 months on up to 3 cards2 saving you up to $165 ($55 annual fee per card).
- Up to 55 days3 interest-free on your purchases using Visa Business Card
- Nil EFTPOS Establishment Fee4 – save $77
- Business insurance5 generally available with a monthly instalment option at no extra cost
- Free online legal and taxation advice6 for tax and accountancy issues specific to your business
- Business SMS and Email Alerts7 to keep track of account balances, deposits and withdrawals.
- Instant access to available funds via:
- ATMs8 in Australia or overseas
- BankSA Internet and Phone Banking9 and BPAY®
- Find out more about a Business Owners' Loan Package by calling 1800 804 411 8:30am - 5:00pm, Monday to Friday
Terms & Conditions
Information current as at 1 September 2009. This information does not take into account your financial circumstances. Before acting on this information you should read the relevant Terms and Conditions, and consider if the product is right for you. Full Terms and Conditions for all products are available on request by phoning 13 13 76, at banksa.com.au or at BankSA branch. Fees and charges are payable. BankSA – A Division of St.George Bank Limited ABN 92 055 513 070 AFS Licence 240997.
- The Business Owners' Loan Package is available to business customers that acquire a Business Maximiser and a Visa Business Card facility (‘the Package Products’) at the time the Business Maximiser Loan is approved. The loan application must not be for refinancing of an existing Business Maximiser Loan or a Visa Business Card facility. Business Owners’ Loan package benefits will cease where a business ceases to hold both of these products. All applications for credit are subject to approval under BankSA’s prevailing credit criteria. Business Owners’ Loan Package benefits will cease where a business ceases to hold both of these products. BankSA reserves the right at any time to withdraw the Business Owner’s Loan Package or any of the offers within the Package without notice.
- Where you hold a Visa Business Card facility within the Business Owners’ Loan Package, the first years annual card fee is waived for up to three Visa Business Cards. Any additional cards will incur an annual card fee currently $55 per card. Other fees and charges apply. All applications for credit are subject to approval under BankSA’s prevailing credit criteria.
- 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advance or any other purchases while an amount has not been debited as a result of a balance transfer remains unpaid.
- Offer only applies to new merchants when taken up as an additional benefit of the Business Owners’ Loan Package. Other terms and conditions, fees and charges apply, full details available upon request. All applications for a BankSA payment solution are subject to approval under BankSA’s prevailing credit criteria.
- In arranging Business Insurance, BankSA acts for the insurer, not the customer. BankSA is not the insurer. Neither BankSA nor any member of the St.George Bank Group guarantees any benefits payable under the policies.
- A customer can contact selected professional lawyers or accountants nominated by BankSA for advice through email correspondence at no extra charge to you. A maximum of 3 contacts can be made in relation to any one issue. After the third contact you may either engage the legal or accounting adviser at your own cost or obtain other legal or accounting services at your cost. These services are provided by third parties for which BankSA accepts no responsibility and are available via email only.
- SMS alerts cost 25 cents each and email alerts are at no extra cost. Subject to systems availability.
- Subject to systems availability and maintenance. Other fees and charges apply to cash withdrawals.
- Subject to systems availability and maintenance.
Visa is a registered trademark of Visa Worldwide Pte Limited
BPAY® is a registered trademark of BPAY Pty Ltd ABN 69079137518
