Business Owners' Loan Package

Streamline your business and personal finances with a loan package

If you need a range of banking, investment and loan accounts, the Business Owners’ Loan Package can save you bank fees, interest costs and more. The package is built around a Business Maximiser Loan and a Visa Business Card. The Business Maximiser Loan gives you a line of credit for your business expenses. It suits businesses that can provide security and offers a business loan solution along with your everyday banking needs.

Combine your banking, borrowing and investment services in one versatile package
No annual card fee on the Visa Business Card for the first 12 months^*
Working capital when you need it
Save on EFTPOS facilities and Home and Contents Insurance^# cover

Features

Business overdraft account

The BankSA Business Maximiser Loan allows you to combine your working accounts and loan accounts into one

Credit card

A Visa Business Card with $0 annual fee for the 12 months^* on the first 3 cards (saving you up to $165 per year)

Interest

Up to 55 days interest free on your purchases using Visa Business Card

Additional benefits

Discounted EFTPOS facilities
Discounted Home and Contents Insurance^# cover
Free online legal and taxation advice for tax and accountancy issues specific to your business
Business SMS and Email Alerts to keep track of account balances, deposits and withdrawals

Access

Account access

Instant access to funds
Internet and Phone Banking and BPAY^®

Find out more

Find out more about a Business Owners' Loan Package by calling 1800 804 411 8:30am - 5:00pm, Monday to Friday

Visit a branch

Find your nearest branch

Terms & Conditions

All applications are subject to approval under the Bank’s prevailing credit criteria. Fees and charges are payable. Full detailsof terms and conditions are available on application

The Business Owners´ Loan Package is available to businesses that acquire a Business Maximiser for business and a Visa Business credit card. Loan is subject to credit approval and available for total exposure of up to $1 million. Package benefits will cease where a business ceases to hold both of these products. Any application for credit is subject to BankSA’s prevailing lending criteria.
*Where you hold a Business Owners’ Loan Package, the annual card fee for the Visa Business Card is waived for the first 12 months. Up to three free cards per facility/package, any additional cards will incur an annual card fee
**55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances or any other purchases while an amount has not been debited as a result of a balance tranfer remains unpaid.
BankSA does not guarantee payment of any policy benefits, as it is not the insurer.
#CGU Insurance Limited ABN 27 004 478 371 (CGU) is the issurer of the insurance products referred to. In arranging this insurance, BankSA - A Division of St.George Bank Limited ABN 92 055 513 070 (BankSA) is acting as an agent of CGU and not as your agent. BankSA may receive a commission of CGU for arranging this insurance. Neither BankSA nor any member of the St.George Bank Group guarantees benefits payable under the proposed insurance contract.

BPAY is a registered trademark of BPAY Pty Ltd ABN 69079137518