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Investment Cash Account

Big returns for big savers with a high interest account

Whether you’re looking for a high interest account for your cash investments or just a place to park some funds, the Investment Cash Account offers you a great return on savings over $100,000. You receive highly competitive interest rates and still have access to your money when you need it.

  • Earn a high interest rate for amounts over $100,000 while keeping your money at call
  • No monthly account service fee when you maintain a minimum monthly balance of $10,000
  • Flexible access to funds including branch and chequebook access
BankSA deposit products are covered by the Australian Government Deposit Guarantee***
Features
Features
  • Minimum opening investment of $10,000
  • Interest paid on all balances over $10,000.
  • 5 free withdrawals per month, including 2 over the counter withdrawals
  • Free and unlimited Internet Banking#
Statements
  • Issued quarterly
  • Mini transaction history available at any BankSA ATM##
  • View transactions online with Internet Banking at any time
Interest
  • High rate of interest on amounts over $100,000
  • Tiered interest – the higher your balance, the higher the interest rate
  • Calculated daily, paid monthly
Additional benefits
  • Maestro/Cirrus ATM Card
  • Receive regular SMS and Email Alerts for withdrawals, deposits and balancesˆ
Access
Account access
  • Instant and unlimited access to your funds via BankSA Branches, ATMs, Cheques, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™
  • Convenient and secure 24/7 access to Internet and Phone Banking
  • Automate deposits with direct credits (for salary, investment income, home sale proceeds or other excess funds)
Fees
Accounts service fee
  • No account service fee if balance is greater than $10,000
  • $6 per month if minimum account balance in that month falls below $10,000
Transaction fees
How to apply
Apply online
Call us
  • Call our team of dedicated business banking specialists on 1800 804 411 8:30am - 5:00pm, Monday to Friday
Visit a branch
Requirements

Important information

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Savings & Investment Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Fees & Charges and How to Minimise Them and interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the booklet, please visit your local branch or request one by post.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.


# Internet Banking is free but will be counted towards your monthly fee-free transactions. Daily transaction limits apply.
* Charged per transaction regardless of transaction allowance.
ˆ Charges apply to SMS Alerts and Email Alerts are free.
† Subject to systems availability and maintenance.
*** Conditions Apply
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