Automotive finance

What do you need?	The BankSA solution
A finance lease that is suitable when you use your vehicle wholly or predominantly for business purposes. This means that the vehicle is used for business for more than 50% of the time.	Finance Lease
A solution that allows you to use your vehicle wholly or predominantly for business purposes. This means that the vehicle is used for business for more than 50% of the time. It's also a great option if you would like to own the motor vehicle at the end of the loan period.	Commercial Hire Purchase
Finance that allows eligible sole proprietors, partnerships and companies using the 'cash' method of accounting for the Goods and Services Tax to claim back the GST on the vehicle's purchase price on their next Business Activity Statement (BAS).	Goods Mortgage
A lease solution that is suitable for any employee who wants to include a motor vehicle as part of their salary package, so long as their employer offers salary packaging as an option for employees.	Novated Lease

Finance Lease

A finance lease is a rental agreement; the vehicle is owned by the finance provider or lender (the lessor) and then leased to the user (the lessee) for a set term. A finance lease allows the user to have full use of the vehicle and has a predetermined residual value.

Commercial Hire Purchase

A commercial hire purchase is another form of financing your motor vehicle where you can obtain goods by hiring them over the repayment term. The transfer of title for the vehicle is completed when the finance provider receives the last rental.

Goods Mortgage

Allow those registered for GST on a cash accounting method to purchase goods / equipment and be able to claim an Input Tax Credit via the Business Activity Statement and therefore comply with the Australian Taxation Office requirements.

Novated Lease

Help your staff maximise their salary package. Suited to businesses that need to offer salary packaged vehicles to their employees, which can help staff maximise their salary package and reduce your companies costs.

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