Gold Low Rate Credit Card
Low interest rate credit card with gold card benefits
- Get the best of both worlds – A low interest rate credit card with gold card benefits.
- 15.74% p.a. on purchases*
- Up to 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid
- Complimentary overseas travel insurance when you purchase a trip on your card**
- Instant discounts and added extras with BankSA Instant Benefits
Compare BankSA credit cards.
- 15.74% p.a. on purchases with up to 55 days interest free*
- 19.74% p.a. on cash advances*
- $79 annual fee
- Overseas travel insurance covers you and your family for medical expenses, unexpected trip cancellation or delays, rental vehicle excess and much more
- Transit accident insurance protects you and your family against accidental death and injury when travelling by plane, bus, train or ferry
- Purchase cover insurance provides up to 3 month cover against theft, loss or damage on selected new purchases
- Extended warranty insurance gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
- Cannex 4 star rated credit card
- Instant discounts and added extras with BankSA Instant Benefits
- Up to 3 free additional credit cards for your friends or family members
- Linked access to your BankSA accounts
- Higher credit limit starting at $5000
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
- Shop online with confidence knowing your Internet purchases and payments are safe and secure
- Verified by VISA and MasterCard SecureCode are free services that utilise a password to validate your transaction
- To use Secure Online Shopping simply register for BankSA Internet Banking
- Apply over the phone by calling on 13 13 76 7.30am - 7.30pm, Monday to Saturday and connect you faster, say “New Card” when prompted.
- Start your online application now for this gold low interest rate credit card
- Print and complete the BankSA Credit Card Application
- Information you'll need to complete your application
Compare BankSA credit cards.
Important information
*Interest rates quoted current as at and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances (cash advances are 19.74% p.a. on Gold Low Rate), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
**These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Insurance conditions of use for a full explanation of cover and exclusions.
