Amplify Credit Card

Important information

Information current as at and subject to change. Terms and conditions are available on request. Credit card applications are subject to BankSA's normal lending criteria. An additional card can be issued on the primary cardholder’s credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder. Information about a third party’s products or services is provided for convenience only and does not represent an endorsement by BankSA of the products and services. While such material is published with permission, BankSA accepts no responsibility for its accuracy or completeness.

¹ The earning of Amplify points through the use of an Amplify Card is subject to the Amplify Rewards Terms and Conditions. Amplify points are not earned on cash advances and balance transfers. This includes the purchase of gambling chips and traveller’s cheques and ATM withdrawals. You are not entitled to Amplify points in other specified circumstances. You need a minimum of 3,000 Amplify points before you can redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.banksa.com.au.

² The earning of Qantas Frequent Flyer points through the use of an Amplify Card is subject to the Amplify Qantas Terms and Conditions. Qantas Frequent Flyer points are not earned on cash advances and balance transfers. This includes the purchase of gambling chips and traveller’s cheques and ATM withdrawals). You are not entitled to Qantas Frequent Flyer points in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. Membership and Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but BankSA has arranged for this to be waived, for a limited time, for new Amplify cardholders who are not already a member and choose to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call or call 13 11 31.

³ If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other cash advance or purchase amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or international credit card accounts or from other BankSA or St.George credit card accounts.

⁴ Up to 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.

⁵ Annual fee and interest rates are subject to change.

⁶ You must be a member of the relevant airline points or miles program to redeem Amplify points for airline points or miles. Under the Amplify Rewards Terms and Conditions you must have earned at least 3,000 Amplify points before you can redeem for airline points or miles. You must redeem a minimum of 3,000 Amplify points with additional increments in multiples of 500 Amplify points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. Some flights may not have Award seats available. The terms and conditions of the relevant airline points or miles program apply.

⁷ Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certaincircumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and Conditions apply. For further details call Amplify Travel on 1300 490 641.

⁸ Amplify bonus points are earned on purchases made at participating Bonus Partner outlets. Only Australian Bonus Partner outlets apply unless stated otherwise. Amplify bonus partners are listed at amplify.banksa.com.au

⁹ Selected Qantas products and services are Qantas passenger flights (with A QF flight number) booked directly with Qantas, Qantas Club and Qantas Frequent Flyer memberships and purchases from Qantas Travel – excludes Jetstar flights and services. You do not earn bonus Qantas Frequent Flyer points on Qantas Freight, Qantas Business Freight, Qantas Business Travel, Jetstar Travelworld channels and Qantas Staff Travel.

¹⁰ Classic Award flights on Qantas and 25 partner airlines. Additional charges and taxes are payable with Qantas Frequent Flyer points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats is limited. The number of seats available depends on the flight, date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Frequent Flyer points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

¹¹ The Qantas Frequent Flyer Store is operated by Carlson Marketing Group (Aust) Pty Limited (ABN 96 003 848 922) trading as Carlson Leisure Travel Service.

¹² An additional card can be issued on the primarycardholder’s credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.