Online Services
A
A

Standard Variable Rate

Get flexibility and a full range of features with our Standard Variable Rate Home Loan

The Standard Variable Rate Home Loan offers you complete flexibility with a full range of features. You get a competitive interest rate without being locked into the rate for a set term. The interest rate on this loan will move up and down with changes to rates in the financial markets.

  • Flexible repayment options
  • 100% interest offset facility to help you save interest on your home loan
  • Convenient redraw facility
The loan
Interest type
  • Variable interest rate
Term
  • Up to 30 years
Can be used for building
  • Yes
Available for vacant land
  • Yes
Repayments
Frequency
  • Choose to pay weekly1,fortnightly1 or monthly
Additional payments
  • Make additional payments at any time
Automatic repayments
  • Set up convenient automatic repayments from your nominated account
Interest-only option
  • Choose monthly interest-based repayments
Features and benefits
  • Get great savings with this all-inclusive home loan package that includes a home loan, transaction account, credit card and more
Ability to increase loan amount
  • Applying for additional funds is simple2
Redraw facility
  • Get access to any extra payments you make with a convenient redraw facility2
  • 100% interest offset to help you save interest on your home loan and own your home sooner
  • Reduce or pause your home loan repayments for a period of between 3 to 12 months during a period of legitimate leave from the workforce2
  • Maximise the amount you can borrow when a parent or other family member guarantees part of your home loan
  • Enjoy the benefits of a fixed and a variable rate
  • Keep earning interest on your deposit monies right up until settlement by using a Deposit Protect Bond instead of paying a cash deposit immediately
Contact us
Learn more about our Standard Variable Home Loan
  • Call a home loan expert on 13 13 76 8am - 8pm (CST), seven days a week.
1. Available on loans with principal and interest repayments only.
2. Subject to Bank approval. A fee applies for each approved request
Apply
Go
Choose
Go
Calculators
Go
Quick find