Managing your home loan

It's simple to manage your existing home loan with BankSA

At BankSA we make managing your existing home loan easy.

Check your loan details

With Internet Banking it's easy to keep up-to-date with your home loan. Check your loan balance and interest rate and see when your next payments are scheduled.

Monitor your interest

You can also use Internet Banking to see what interest you've been charged for this financial year-to-date or confirm what you were charged during the previous financial year.

Access your additional payments using redraw

You can even use Internet Banking to request redraws^* from your home loan and have your money transferred into your transaction account. To register for this service, you will need to register for Internet Banking and Phone Banking. To register call 1300 555 203 8am-9pm (EST), 7 days - have your account details handy and we will be able to register you over the phone. Or visit your local BankSA branch.

Switch to a fixed or variable rate

As a BankSA home loan customer, you can choose to switch between different interest rates, or split your loan between different rates with Flexible Choice.

Need to change something about your loan?

Changing most things on your loan is easy. All you have to do is call our Home Loan Service Centre on 13 13 76 and we'll tell you everything you need to know. For example, you can change your payment amount or frequency, apply for a Repayment Pause to take a break on your home loan repayments, or increase your loan (depending on your home loan type).

Changing your statements

If you have a joint home loan, you can request for your statement to go to only one borrower. Simply complete our nomination form.

Use the equity in your home

You can easily access the equity you've built-up in your home to renovate or invest. Depending on your loan type and situation, you may be able to simply redraw funds^*. Otherwise, you can apply for an increase in your borrowings, in order to tap into your equity.