Features at a glance
Compare Personal Loans from BankSA
A BankSA Personal Loan provides you with the money you need, with a fixed or flexible repayment plan to help you budget. Whether you want funds for a holiday, to invest in shares, for a new car or boat, for consolidation purposes, or to pay for expected or unexpected expenses, a BankSA Personal Loan can make money available quickly.
| Features | Unsecured Personal Loan | Secured Personal Loan | Get Set Loan | Personal Overdraft |
|---|---|---|---|---|
| Apply now | Apply | Apply | Apply | Apply |
| Amounts Available | $3k - $40k | $3k - $80k | $5k - $50k | $500 - $20k |
| Variable Rate available |  |
|
|
|
| Fixed Rate available | |
|
- | - |
| Establishment Fee | From $150 | From $195 | From $150 | - |
| Monthly Fee | $9 | $7 | $9 | $6 |
| Fees on early repayment | + |
+ |
- | - |
| Redraw facility | ^ |
^ |
|
|
| Debt Consolidation | |
|
|
- |
| Repayments | Weekly Fortnightly Monthly |
Weekly Fortnightly Monthly |
The higher of $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee | Repayments on demand. Overlimit amounts repayable immediately. |
| VISA debit card | - | - | |
* |
| Cheque Book | - | - | * |
* |
| Loan insurance (Consumer Credit Insurance) | |
|
|
- |
| Decisions Online | |
* |
|
|
| Apply Online | Personal Loan | Personal Loan | Get Set Loan | Personal Overdraft |
| Apply over the Phone | Phone 13 13 76 | Phone 13 13 76 | Phone 13 13 76 | - |
+A discharge processing fee is payable on early repayment of any Personal Loan. Break costs may be payable on early repayment of a fixed rate Personal Loan. Please see the Personal Loan fees and charges schedule available at any branch for further details.
^All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies for each approved redraw request. Redraw is not available on loans with a fixed interest rate
* Optional feature
