Online Services
A
A

Personal Overdraft

Easy access to funds whenever you like

Short on cash and need it quickly? BankSA can help you be prepared for any unexpected expenses with a Personal Overdraft.

What's a BankSA Personal Overdraft?

  • Variable interest rate
  • An unsecured overdraft credit limit linked to your BankSA transaction account#
  • Apply for overdraft limits from $500 up to $20,000.
  • No establishment fee and a low $10 monthly fee*

Features
A flexible loan to suit your lifestyle
  • Ongoing source of funds.
  • Flexible access to your money – via any BankSA branch as well as Internet and Phone Banking.
Apply now
Apply online
Call us
  • 13 13 76 8am to 8pm, 7 days
Visit a branch

*Other fees and charges are payable.
#Only applies to BankSA Complete Freedom, Express Freedom or Simply Freedom transaction accounts.
Subject to BankSA lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View BankSA Unsecured Personal Overdraft Terms and Conditions Subject to BankSA lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View BankSA Unsecured Personal Overdraft Terms and Conditions.
Apply
Go
Choose
Go
Calculators
Go
Quick find