Secured Personal Loan

* Rates subject to change without notice. The comparison rate above is calculated based on a secured loan amount of $10,000 over a loan term of 3 years. BankSA does not provide credit for the amount or over the loan term specified at the interest rate shown above. A comparison rate schedule of our secured personal loan product is available at any BankSA branch. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may the cost of the loan.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry.
^ Subject to system availability and BankSA Lending criteria. Approval may take longer if application is referred for further review.
^^Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to BankSA approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
Subject to BankSA lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review.
View BankSA Personal Loan Terms and Conditions.