Sending...

You should only send this link to someone you know would be interested in receiving the information on this webpage. View our Privacy Policy

Send

Investment Cash Account

A competitive variable interest investment account with easy access to your cash

  • Earn a competitive variable interest rate on cash investments
  • Easy at call access in branches, ATMs, chequebook and online 24/7 1
  • Automate deposits like your salary, investment income, etc with direct credits
  • Perfect for Self Managed Super Funds (SMSFs) as a cash hub account, to keep SMSF cash separate from personal cash.
Apply Now

High variable interest investment cash account

  • Earn a competitive variable interest rate from the first dollar, calculated daily, paid monthly
  • Benefit from tiered interest rates – the higher the balance, the higher the rate

 

Save on fees

  • No monthly account service fee 
  • 5 free withdrawals every month (including 2 staff assisted)
  • Free unlimited everyday Internet Banking2

Easy at call access

 

Cash hub for SMSF investors

  • Can be your cash hub account for your Self Managed Super Fund and investments.
Rates
Balances up to $4,999.99  p.a.
From $5,000.00 to $9,999.99  p.a.
From $10,000.00 to $19,999.99  p.a.
From $20,000.00 to $49,999.99  p.a.
From $50,000.00 to $99,999.99  p.a.
From $100,000.00 to $249,999.99  p.a.
From $250,000.00 to $499,999.99  p.a.
From $500,000 and over  p.a.
Fees
Monthly account service fee Nil
Number of free everyday banking withdrawals every month 5 (including up to 2 staff assisted)
Everyday Banking Transaction fees (after your free withdrawals have been exceeded)
Internet Banking transactions Free
Phone Banking transactions Free
BankSA/St.George / Westpac ATMs $0.60
EFTPOS $0.60
Electronic agency $0.60
Free Collection items each month 10
Cheque $1.00
Staff assisted (after your monthly transaction allowances have been exceeded) $2.50
Transaction fees apply (Free monthly withdrawal allowances do not apply to these fees)
Direct Debit $0.20
Periodical Payment $4.00
Overseas Cash Withdrawal (including overseas ATM withdrawal) $5.00
BankSA/St.George ATM Mini transaction history request $0.20
Frequent Statement (per month) $2.00
Foreign Currency Conversion 3.0%
Collection item $0.60

Earn a great tiered rate with easy access to your money

Perfect for investors and savers

  • Earn a competitive variable tiered interest rate - the higher your balance, the higher the rate
  • Park excess cash (eg. your home sale proceeds or share sales proceeds) and earn a competitive rate with at call access to your funds. Take the time to plan your next investment strategy without losing out on interest!
  • To maximise your investment returns, automate deposits like your salary and investment income
  • Get all the little extras, like eStatements, optional SMS and Email Alerts3, and a mini transaction history at ATMs.

Perfect as a cash hub for your Self Managed Super Fund (SMSF) and Investment Portfolio

  • If you have a SMSF, as the trustee you (and any other members of the SMSF) must ensure that cash in the SMSF is held in a separate account from personal cash.
  • Investment Cash Account can be your “cash hub” for your SMSF or investment portfolio, with all contributions and investment income paid into it and all benefit payments and expenses paid from it
  • With Investment Cash Account, you earn competitive interest rates with easy access via chequebook, branch and online 24/71.
  • Plus get regular statements for easy reporting, or view transactions online anytime with Internet Banking1.

Keeping track of your Investment Cash account is easy!

Internet Banking View transactions online anytime with Internet Banking1.
Paper Statements Posted to you every 3 months
Mini transaction history Available at any BankSA ATM.
eStatements View, print and save up to 2 years of statements online when you choose eStatements.
Yearly interest summary View and print your Financial Year interest summary with Internet Banking.
SMS / Email Alerts3 Keep track of when deposits and withdrawals are made on your account with sms/email alerts.

Apply online

Apply now. It takes just 10 minutes!

Call us

13 13 76 and say “New account” when prompted.

Visit a branch

Find your nearest branch.

What you’ll need

Contact details (address, phone number, email address).

Tips

  • New to BankSA? To open a bank account in Australia, you’ll need to confirm your identity .
  • An Investment Cash Account can be used as a cash hub for your Self Managed Super Fund.

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch .

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.

BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518

1Subject to systems availability.
2Internet Banking is free but will be counted towards your monthly fee-free transaction allowance. Daily transaction limits apply.
3Fees apply for SMS Alerts per month. Email Alerts are free.