Want rewards points, low rates or no annual fee? BankSA might have a suitable card for you.


You have the option of a competitive fixed or variable interest rate and could use the funds to consolidate debts into one easy to manage repayment or for a combination of other purposes.
With BankSA Credit Card Protect your repayments can be covered if anything unexpected happens.
A Visa Debit Card is not a credit card – it’s a debit card with no annual fee that gives you convenient access to funds in your transaction account.
Conditions, fees and credit criteria apply.
Before making a decision, it's best to read the terms and conditions.
Please read these documents and keep a copy. You can request a paper copy at a branch.
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.
1The balance transfer rate is available to you when you apply for a new BankSA credit card and request at application to transfer a balance from Australian issued credit or store cards other than BankSA, St.George or Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.
2 The balance transfer rate is available to you when you apply for a new BankSA credit card between 1 May 2012 and 3 July 2012 and request at application to transfer a balance from Australian issued credit or store cards other than BankSA, St.George and Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Visa® is a registered trademark of Visa Worldwide PTe Limited.