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Our credit cards

Our great range of credit cards at a glance

Vertigo MasterCard®

Vertigo mastercard
  • Low variable purchase interest rate – just  p.a. (   p.a. variable on cash advances)
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date
  • Low annual fee, currently $55
  • p.a. for up to 6 months on balance transfers requested at card application3
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

Amplify Visa® Card

Amplify Visa Card
  • Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
  • p.a. for up to 6 months from account opening on balance transfers requested at card application1. Calculate how much interest you could save!
  • A low annual fee, currently $79.
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

Platinum Visa Card

Platinum Visa Card
  • A great value Platinum credit card with premium extras
  • A low annual fee, currently $89
  • A range complimentary travel and purchase insurance covers1
  • Visa® Platinum Concierge, call 1800 639 607
  • p.a. for up to 6 months on balance transfers requested at card application2.
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

No Annual Fee Visa Card or MasterCard®

No Annual Fee Credit Card
  • No Annual Fee for the life of your card
  • Credit limits starting from $500
  • The flexibility of a credit card without the burden of an annual fee.
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

Gold Low Rate Visa®Card or MasterCard®

Gold low rate credit card
  • Our Gold credit card with gold benefits at a low annual fee, currently $79
  • A range of complimentary insurance covers1
  • Choose a Gold Low Rate Visa Card® or MasterCard®.
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

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How to apply

Important Information

Conditions, fees and credit criteria apply.
View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

1The balance transfer rate is available to you when you apply for a new BankSA credit card and request at application to transfer a balance from Australian issued credit or store cards other than BankSA credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.

2 These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.

3 The balance transfer rate is available to you when you apply for a new BankSA credit card between 1 May 2012 and 3 July 2012 and request at application to transfer a balance from Australian issued credit or store cards other than BankSA, St.George and Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.