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Vertigo MasterCard®

Save on interest with Vertigo MasterCard® Low purchase rate credit card.

  • Low purchase interest rate – just  p.a. (   p.a. variable on cash advances)
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date
  • Low annual fee, currently $55
  • Special balance transfer rate available until 11 April 2012^.

 

Competitive interest rates

  • Variable purchase rate of  p.a. is one of the lowest rates on offer
  • Variable cash advance rate of  p.a.

Promotional balance transfer rate

  •  p.a. for up to 12 months on balance transfers from a non-BankSA credit card requested at card application requested1

Interest free period

  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.

Low annual fee

  • Low annual fee, currently $55.

Additional cardholder

  • An additional cardholder at no extra cost.

Secure shopping

  • Shop online with MasterCard® SecureCode confidence knowing your internet purchases and payments are safe and more secure.

24/7 Falcon®Fraud Monitoring

  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud
Interest rates - variable
  •  p.a. on purchases
  •  p.a. on cash advances.
Promotional balance transfer rate
  • p.a. for up to 12 months on balance transfers from a non-BankSA credit card requested at card application requested.1
Annual fee
  • Currently $55.
International MasterCard® Transaction*
  • 3% of the amount of each foreign currency transaction (including, without limitation, ATM transactions) by use of a MasterCard issued on your credit card account.
Cash Advance Fee
  • 2% of each cash amount (cash advance amount) withdrawn or advanced on, and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50.
Late Payment Fee
  • $9 applied for each late or missed payment.
Card Replacement Fees
  • $15 per card within Australia
  • $52.50 per card outside of Australia
  • $45 per Emergency/Urgent Replacement Card.
Overlimit Fee
  • $9 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
Automatic Payment Dishonour Fee
  • $9 for each dishonoured payment under the automatic payment plan.
Statement Copy Fee
  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.
Other fees and charges

Fees and rates are subject to change.

Apply online

Apply now. It takes just 10 minutes.

Call Us

 13 13 76

Visit a branch

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Print an application

Print and complete the BankSA Credit Card Application.

How to apply

Important information

Conditions, fees and credit criteria apply.
View the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or please consider if it's right for you.

1 The balance transfer rate is available to you when you apply for a new BankSA credit card and request at application to transfer a balance from Australian issued credit or store cards other than BankSA, St.George or Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.

^The p.a. balance transfer rate for up to 12 months is only available when you apply for a new BankSA Vertigo Mastercard between 10 January – 11 April 2012 and request at application to transfer balance(s) from Australian issued credit or store cards other than St.George, BankSA, and Bank of Melbourne credit cards. Cards packaged under Advantage Package are excluded from this offer. Minimum balance transfer amount is $200 up to 95% of your approved available limit on your new card. Balance transfers requested to your new card after the point of application will attract the standard variable purchase rate for this card. If any part of a balance transferred is outstanding at the end of the 12 months, that amount will attract the standard variable purchase rate applicable to your card.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Falcon® is a registered trademark of Fair Isaac Corporation.