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Buying a car, motorbike, or boat

Buying a car, motorbike, or boat Whether you need a vehicle for work or leisure, it’s important to pick a loan that’s right for you.

You have a choice of a secured or an unsecured personal loan, different terms and a choice of a fixed or a variable interest rate. If you would like a lower interest rate, then a secured personal loan is the option for you. By using your car as security, you have the advantage of a lower rate to borrow for a car, motorcycle or boat.

In the case of a BankSA Secured Personal Loan, any car1 offered as security must be no more than 12 years old at the point when the loan expires. An unsecured personal loan is suitable for those looking at purchasing a vintage or imported vehicle.

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Important Information

Conditions, fees and credit criteria apply.
Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.