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How to apply
  • Call us: Apply over the phone by calling 13 13 76 and saying "New Personal Loan" when prompted
  • Visit a branch
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Our personal loans

Featured Personal Loans

  • Secured Personal Loan

    • A lower interest rate, as we use your car as security1
    • Choose either a fixed or variable interest rate
    • Choose the term of your Secured Personal Loan - from 1 to 7 years
    More info Apply online

  • Unsecured Personal Loan

    • A convenient redraw facility on our variable interest rate option2
    • Choose a fixed or variable interest rate
    • Choose the term of your Unsecured Personal Loan - from 1 to 7 years.
    More Info Apply online

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Important Information

BankSA’s normal lending criteria apply. Conditions and fees apply and may change.

Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.
2. Redraw requests on subject to pur approval. Fees apply.
3. Only applies to BankSA Complete Freedom Account and Express Freedom transaction accounts.