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Business Loan Package

Streamline your business and personal finances in one package.
  • Business Owners' Loan Package can help you streamline your business and personal finances for flexibility
  • Start with a BankSA Portfolio Loan or an eligible home loan and add a Visa® Business Card or an EFTPOS facility
  • Benefits include savings and discounts on interest rates, bank fees and more.

Call our business finance specialists on 1800 804 411 Monday to Friday 8.30am - 5pm.

Your business lending

  • Choose an eligible BankSA home loan or Portfolio Loan
  • With a Portfolio Loan get one overall credit limit for all your personal, business and investment borrowing needs
  • Choose fixed or variable rates
  • Depending on your circumstances, you could receive an interest rate discount  of up to 0.70% p.a. off our standard variable or Portfolio Loan variable interest rates1
  • Create up to 10 sub-accounts for different loan purposes on your Portfolio Loan2

Your business credit card

Visa®Business Card includes the following benefits:

  • Facility limit of up to $10,000
  • Up to 55 days interest free3
  • Same rate for cash advances and purchases
  • $0 annual fee for up to 3 cards4 – save up to $165 a year
  • Manage your money 24/75 using Internet  and Phone banking.

Your payment solutions

  • $0 Establishment Fee on your EFTPOS terminal – save $776
  • Same day settlement on transactions (7 days a week) if teamed with a BankSA business transaction account5

Your planning

  • Free online legal and taxation advice for tax and accountancy needs specific to your busines7

Call us

Talk to a business finance specialist on 1800 804 411 Monday to Friday 8.30am - 5pm

Visit a branch

How to apply

Important Information

The Business Owners’ Loan Package is available to Australian businesses that acquire or upgrade to an eligible home loan or portfolio loan and also hold a Visa®Business Card or an EFTPOS facility. Business Owners’ Loan Package benefits will cease where a business ceases to hold 2 or more eligible products or where total exposure exceeds $1 million. 

Conditions, fees and credit criteria apply. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. Full details of terms and conditions are available on application. 

Visa® is a registered trademark of Visa Worldwide PTe Limited.

1 Interest rate discount applies to a loan of $250,000 or more
2 The sub-account holder must be one or more of the Portfolio Loan borrowers. The remaining borrowers on the Portfolio Loan must be guarantors on that sub-account. Any Portfolio Loan borrower who is not a sub-account holder of a particular sub-account must guarantee that sub-account.
3 55 days interest free on purchases only on accounts paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
4 $0 annual fee on the Visa®Business Card applies for the duration of the Business Owners' Loan Package. Up to three cards at no charge, any additional cards will incur an annual fee.
5 Subject to systems availability.
6 Offer only applies to merchants when taken with a new or existing eligible home loan as part of the Business Owners’ Loan Package and applies for the duration of the Business Owners’ Loan Package.
7 Allows a customer to contact lawyers and accountants nominated by BankSA for advice at no charge. Maximum of 3 contacts can be made in relation to any one issue. After the third contact you may choose to engage at your cost. Legal and taxation advice is provided by third parties for which BankSA accepts no responsibility and advice is available via email only.