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Vertigo Card

  • % p.a. for 18 months on balance transfers, requested at new card application4
  • % p.a. for up to 12 months on purchases from card approval*. 

Variable purchase rate applies after the promotional period. Offers end 4 January 2017.

  • Existing BankSA customers can also enjoy a $0 annual fee for the first year^ when you apply via this page by clicking on the 'Apply now’ button and make your first purchase within 12 months from card approval. New cards only. Offer ends 4 January 2017.
  • Low variable purchase rate – just % p.a. (% p.a. variable on cash advances)
  • $55 annual fee.

Vertigo Platinum Card

  • % p.a. for 18 months on balance transfers, requested at new card application4
  • % p.a. for up to 12 months on purchases from card approval*. 

Variable purchase rate applies after the promotional period. Offers end 4 January 2017.

  • Existing BankSA customers can also enjoy a $0 annual fee for the first year^ when you apply via this page by clicking on the 'Apply now’ button and make your first purchase within 12 months from card approval. New cards only. Offer ends 4 January 2017.
  • Our lowest variable purchase rate – just % p.a. (% p.a. variable on cash advances)
  • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases as set out in the policy1
  • 24/7 Visa Concierge Service7
  • $99 annual fee.

Amplify Card

  • $0 annual fee in the first year2
  • % p.a. for up to 12 months on purchases from card approval*.
  • % p.a. for 18 months on balance transfers, requested at new card application4

Variable purchase rate applies after the promotional period. Offers end 4 January 2017.

  • Choose between two great rewards programs – Amplify Rewards or Amplify Qantas
  • $79 annual fee.

Amplify Platinum Card

  • 30,000 bonus Qantas or Amplify Points on a new card, when you spend $2500 within 90 days from card approval. Exclusions apply.#
  • $0 annual fee in the first year2
  • % p.a. for up to 12 months on purchases from card approval*. 
  • %  p.a. for 18 months on balance transfers, requested at new card application4

Variable purchase rate applies after the promotional period. Offers end 4 January 2017.

  • All the benefits of Amplify plus;
    • Double points on international spend
    • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases as set out in the policy1
    • 24/7 Visa Concierge service7
  • All for a low annual fee of $99.

Amplify Signature Card

  • 30,000 bonus Qantas or Amplify Points on a new card, when you spend $2500 within 90 days from card approval. Exclusions apply.#
  • $0 annual fee in the first year2
  • % p.a. for up to 12 months on purchases from card approval*. 
  • %  for 18 months on balance transfers, requested at new card application4

Variable purchase rate applies after the promotional period. Offers end 4 January 2017.

  • All the benefits of Amplify Platinum plus;
    • Our highest points earn rate, uncapped
    • A birthday bonus – 10% of points earned in past 12 months8
    • Two complimentary airport lounge passes per year upon enrolment9
  • And more... all for a competitive annual fee of $279.

No Annual Fee Card

  • % p.a. for up to 12 months on purchases from card approval*. 
  • % p.a. for 18 months on balance transfers, requested at card application4

Variable purchase rate applies after the promotional period. Offers end 4 January 2017.

  • Freedom and security of a credit card with no annual fee.

Important Information

Conditions, fees and credit criteria apply.

View the terms and conditions.

Your welcome letter will also set out some terms and conditions such as interest rates and fees.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.

#Bonus points promotion: The bonus points promotion is available when you apply for a new Amplify Platinum or Amplify Signature card between 30 September 2016 and 4 January 2017 and spend the minimum amount of $2500 on eligible purchases within 90 days from card approval on one or more transactions. Existing BankSA customers who currently hold an Amplify Platinum or Amplify Signature card or who have held one in the last 12 months, are not eligible for this offer. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY transactions, refunds and balance transfers debited from the card account. The bonus Amplify Points or Qantas Points will be credited to your points balance within 12 weeks of the eligible spend criteria being met.

Offers are not available in conjunction with any special offers that are not listed on www.banksa.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

^$0 annual fee in first year for existing BankSA customers promotion: To be eligible for this promotion you must be an existing BankSA customer that applies for a new Vertigo or Vertigo Platinum card by clicking on the 'Apply now’ button on this page between 30 September 2016 and 4 January 2017 and make your first purchase within 12 months from card approval. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 13 76 or download the Credit Card Complimentary Insurance Terms and Conditions.

2. The first year annual fee waiver is available when you apply for a new BankSA Amplify, Amplify Platinum or Amplify Signature card between 30 September 2016 and 4 January 2017. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee. 

4. The promotional balance transfer rates are available when you apply for a new BankSA credit card between 30 September 2016 and 4 January 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

7. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

8. Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners

9. Amplify Rewards and Amplify Qantas each offer airport lounge passes. Cardholder’s are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via banksa.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via banksa.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

*The introductory rate of % p.a. on purchases is available when you apply for a new BankSA credit card between 30 September 2016 and 4 January 2017. The introductory rate will be applied from card approval and expires 12 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account.