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Our credit cards Vertigo Card Vertigo Platinum Card Amplify Card Amplify Platinum Card Amplify Signature Card No Annual Fee Card
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Interest rates p.a. p.a. p.a. p.a. p.a. p.a.
Standard purchase rate (variable)
13.24%

12.74% 19.49% 19.49% 19.49% 20.49%
Cash advance rate (variable) 21.49% 21.49% 20.24% 20.24% 20.24%
20.49%

Promotional balance transfer rate (rate switches to purchase rate) 0% p.a. for 18 months on balance transfers2 0% p.a. for 18 months on balance transfers2   0% p.a. for 12 months on balance transfers2 0% p.a. for 12 months on balance transfers2 0% p.a. for 14 months on balance transfers2
Promotional Purchase Rate            
Features            
Current annual card fee

$55

$0 first year annual card fee for new cards.

$99

$0 first year annual card fee for new cards.

$79

$0 first year annual card fee for new cards.

$99 $279 $0
Minimum credit limit $500 $6,000 $500 $6,000 $15,000 $500
Up to 55 interest free days on purchases1            
Complimentary insurance covers4            
Personal concierge service            
Complimentary airport lounge passes            
Access p.a. p.a. p.a. p.a. p.a. p.a.
Additional cards5 1 3 1 1 1 3
Worldwide ATM & point of sale acceptance where Visa or Mastercard is accepted            
Optional linking to a BankSA bank account            
Internet and phone banking            
Emergency card replacement            
Rewards            
Link to Amplify Rewards5 or Amplify Qantas7            
Uncapped points earn            
Birthday bonus points            
Special offer bonus points            
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Before you apply, you should compare our credit cards or business credit cards, including their interest rates and fees, so that you choose the product that is right for you. You can also call BankSA on 13 13 76 or visit a branch to discuss these products.

Important information

Conditions and fees apply. Credit criteria apply to all credit products

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. If you need help, call 13 13 76.

Offers are not available in conjunction with any special offers that are not listed on www.banksa.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1. Up to 55 days interest free on purchases when you pay the full closing balance (including any balance transfer amount) by the statement due date each month.

2. The promotional balance transfer rates are available when you apply for a new BankSA Vertigo, Vertigo Platinum, Amplify Platinum, Amplify Signature or No Annual Fee credit card between 11th July 2017 and 20th September 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The applicable variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

4.  QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 13 76 or download the Credit Card Complimentary Insurance Terms and Conditions.

5. An additional card can be issued on the primary cardholder's credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder.

6. The earning of Amplify points are earned on eligible purchases through the use of an Amplify card and is subject to the Amplify Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals. You are not entitled to Amplify points in other specified circumstances. You need a minimum of 3,000 Amplify points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.banksa.com.au.

7. The earning of Qantas Points are earned on eligible purchases through the use of an Amplify card and is subject to the Amplify Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals. You are not entitled to Qantas Points in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but BankSA has arranged for this to be waived, for a limited time for new Amplify card holders who are not already a member and choose to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31.

8. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo, Vertigo Platinum or Amplify credit card via www.banksa.com.au between 11th July 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.