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Fixed Rate Home Loan

Wowsers. One low rate, fixed from 1-5 years.

For Owner Occupier (Principal & Interest), Advantage Package Home Loans. $395 annual package fee.

 

2.89% p.a.
1 year fixed rate
3.99% p.a.
Comparison rate*
2.89% p.a.
2 year fixed rate
3.92% p.a.
Comparison rate*
2.89% p.a.
3 year fixed rate
3.87% p.a.
Comparison rate*
2.89% p.a.
4 year fixed rate
3.81% p.a.
Comparison rate*
2.89% p.a.
5 year fixed rate
3.76% p.a.
Comparison rate*

T&C's apply. See comparison rate warning.

Refinance special offer


$2k

Cashback^ When you refinance

For new Owner Occupier with Principal & Interest repayments and Investment loans. Available on our Advantage Package and Basic home loans. $395 annual package fee. $200k min loan per property refinanced. Excludes refinances from within Westpac Group. Applications received by 31 January 2020, with loan settled by 31 March 2020.

Looking to refinance?


Important information

Conditions, fees and credit criteria apply.

Based on BankSA credit criteria, residential lending is not available for Non-Australian resident borrowers.

Before making a decision, it’s best to read the terms and conditions:

Residential Loan Agreement – General Terms and Conditions (PDF 248KB)

Portfolio Loan Agreement - General Terms and Conditions (PDF 6MB)

Loan Accounts – Charges for specific services and accounts (PDF 587KB)

Advantage Package - Terms and Conditions (PDF 822KB)

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 13 76. Tax consequences may arise from promotions for investors and customers should seek independent advice on any taxation matters.

Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines.

Personalised rate: A variable rate loan discount is valid for 14 days and a fixed rate discount is valid for 5 days. All interest rates are subject to change.

Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun.

*Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.