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Our home loans

We have home loans for a number of circumstances ranging from standard home loans to loans for the self-employed

Advantage Package
Advantage Package1 could offer you discounts for the life of your loan

 Receive a discount on your eligible home loan interest rate and nil transaction fees on your linked Complete Freedom account (Annual fee of $3952 applies)

  Advantage Package also offers access to discounts available when you take up selected credit cards, insurance and wealth products

Standard Variable Rate Loan 

Get a competitive variable interest rate without being locked in for a set term

Great features including full interest offset and redraw

Flexible repayment options.

Fixed Rate Home Loan

Lock in a fixed interest rate for 1-5 years

On investment loans, choose to pay interest in advance and get 0.2% p.a. off the fixed interest rate for the interest in advance period3

Portfolio Loan
Diversify and manage your investment through a Portfolio Loan 

Use separate sub-accounts for investment and lifestyle needs

A BankSA home loan expert will contact you at your preferred time

Basic Home Loan

A basic, no frills home loan with a low variable interest rate

$0 monthly establishment fee special offer for a limited time4

$0 monthly service fee

Flexible repayment options.

Other home loans


Home loan calculators

Use our calculators to help you find ways to own your home.

Calculate how much you can borrow

Calculate home loan repayments

Estimate stamp duty and other fees


Start your journey online

Learn how much you could borrow, without knowing the loan type

Receive indicative approval in under 10 minutes

A home loan expert will call to talk you through your options 


Talk to us

Important information

This offer is only available for new Basic Home Loan applications received from 25 February 2014. This is a current offer which may be withdrawn at any time. If you apply after the end of this offer the interest rate which will apply is the standard Basic Variable Rate without any discount. This offer does not apply to internal refinances and is not transferable between loans, and is not available in conjunction with, or in addition to any other special offers, negotiated rates or discounts.

1. Advantage Package annual fee of $395 applies, other fees may be payable. The interest rate discount and fee savings apply for the duration of the package. Contact us to see if you are eligible to receive Advantage Package benefits.