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First, help us understand a little about you

Are you applying with someone else?

Are you an existing customer?

What to expect

1. Share some details

Tell us about:

- The type of property you're after
- Your deposit or equity
- Your finances, including income, assets, liabilities and expenses.

2. See how much you could borrow

Based on what you've told us, we'll show you how much you could borrow before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, make any changes, then prepare your application for conditional approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

What to expect

1. Share some details

Tell us about:

- The type of property you're after
- Your deposit or equity
- Your finances, including income, assets, liabilities and expenses.

2. See how much you could borrow

Based on what you've told us, we'll show you how much you could borrow before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, make any changes, then prepare your application for conditional approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

Let's get started!

Are you an existing customer?

What to expect

1. Share some details

Tell us about:

- The type of property you're after
- Your deposit or equity
- Your finances, including income, assets, liabilities and expenses.

2. See how much you could borrow

Based on what you've told us, we'll show you how much you could borrow before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, make any changes, then prepare your application for conditional approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

What to expect

1. Share some details

Tell us about:

- The type of property you're after
- Your deposit or equity
- Your finances, including income, assets, liabilities and expenses.

2. See how much you could borrow

Based on what you've told us, we'll show you how much you could borrow before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, make any changes, then prepare your application for conditional approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

Let's get started!

Are you applying with someone else?

Are you an existing customer?

What to expect

1. Share some details

Tell us about:

- Your property
- How much you're looking to borrow
- Your finances, including income, assets, liabilities and expenses.

2. See your new loan scenario

Based on what you've told us, we'll show you how much we'll lend you and what your new repayments would be, before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, then prepare your application for approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

What to expect

1. Share some details

Tell us about:

- Your property
- How much you're looking to borrow
- Your finances, including income, assets, liabilities and expenses.

2. See your new loan scenario

Based on what you've told us, we'll show you how much we'll lend you and what your new repayments would be, before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, then prepare your application for approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

Let's get started!

Are you an existing customer?

What to expect

1. Share some details

Tell us about:

- Your property
- How much you're looking to borrow
- Your finances, including income, assets, liabilities and expenses.

2. See your new loan scenario

Based on what you've told us, we'll show you how much we'll lend you and what your new repayments would be, before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, then prepare your application for approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

What to expect

1. Share some details

Tell us about:

- Your property
- How much you're looking to borrow
- Your finances, including income, assets, liabilities and expenses.

2. See your new loan scenario

Based on what you've told us, we'll show you how much we'll lend you and what your new repayments would be, before you submit the form.

Don't worry, there's no credit check until after you've spoken to a lender.

3. Meet your lender

Once you submit your application, we'll send you an email with your assigned lender.

They'll call you to answer any questions, then prepare your application for approval.

It only takes around 20 minutes to apply online. We'll save as you go, so you can finish in your own time.

You'll need to be an Australian citizen or permanent resident, 18 years or older to apply.

 

By continuing, you acknowledge that:

  • you have read and agreed to the Privacy Statement and other acknowledgements and the Financial Services Guide and Credit Guide (PDF 164KB)
  • anyone else you apply with, including guarantors, will be able to see your personal and financial information as part of the application
  • we will communicate with you about this application, even if you don’t complete it
  • you agree to receiving your loan documents, product terms and conditions, other disclosure documents and variation notices to the email address provided as part of the application. You understand this means you:
    • will not receive a paper copy of the documents
    • must regularly check for emails from us
    • may withdraw consent to receive documents electronically at any time by signing into Internet Banking or contacting us.

Let's get started!

You’ll need a lender to help with this.

Request a call back and we’ll get in touch.