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Free property report

Discover what you need to know about the property trends in your suburb or the estimated value of a property you're looking to buy.

 

Fixed Rate Home Loan

Wowsers. One low rate, fixed from 1-5 years.

For Owner Occupier (Principal & Interest), Advantage Package Home Loans. $395 annual package fee.

 

2.99% p.a.
1 year fixed rate
4.00% p.a.
Comparison rate*
2.99% p.a.
2 year fixed rate
3.94% p.a.
Comparison rate*
2.99% p.a.
3 year fixed rate
3.89% p.a.
Comparison rate*
2.99% p.a.
4 year fixed rate
3.84% p.a.
Comparison rate*
2.99% p.a.
5 year fixed rate
3.80% p.a.
Comparison rate*

T&C's apply. See comparison rate warning.

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

Special offer


$2k

Cashback^ When you refinance

For new Owner Occupier (Principal & Interest) or Investment home loans with the Advantage Package. $395 annual package fee and $200k min loan per property applies. Excludes refinances from within Westpac Group. Applications received by 30 September 2019, with loan settled by 30 November 2019.


Important information

Credit criteria, fees and charges apply. Based on BankSA credit criteria, residential lending is not available for Non-Australian resident borrowers.

Before making a decision, it's best to read the terms and conditions:

Portfolio Loan Agreement - General Terms and Conditions (PDF 6MB)

Residential Loan Agreement – General Terms and Conditions (PDF 248KB)

Loan Accounts – Charges for specific services and accounts (PDF 587KB)

Advantage Package - Terms and Conditions (PDF 822KB)

Please read these documents and keep a copy. You can request a paper copy at a branch.

*Comparison Rate:The comparison rate is based on a loan of $150,000 over a term of 25 years. After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.