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Personal loan interest rates

Our personal loan rates can be found below. If you need help finding the right loan for you, call us on 13 13 76 or visit a branch.

Secured Personal Loan interest rates
Term Annual rate1 Comparison rate2
Standard variable from  p.a.  p.a.
1 year fixed from  p.a.  p.a.
2 year fixed from  p.a.  p.a.
3 year fixed from  p.a.  p.a.
4 year fixed from  p.a.  p.a.
5 year fixed from  p.a.  p.a.
Unsecured Personal Loan interest rates
Term Annual rate1 Comparison rate3
Standard variable from  p.a.  p.a.
1 year fixed from  p.a.  p.a.
2 year fixed from  p.a.  p.a.
3 year fixed from  p.a.  p.a.
4 year fixed from  p.a.  p.a.

5 year fixed from

  p.a.  p.a.
Get Set Loan interest rate
Variable interest rate  p.a.
Unsecured Personal Overdraft interest rate
Variable interest rate  p.a.

How to apply

Important Information

BankSA’s normal lending criteria apply. Conditions and fees apply and may change.

Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

1 For new loans approved on or after 8 April 2011.

2 The comparison rate is based on a Secured Personal Loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 The comparison rate is based on an Unsecured Personal Loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.