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Who is Business Access Saver for (when opened with a Freedom Business Account)?

  • Customers looking for a savings account that earns a variable interest rate, and who want access to the funds at any time
  • Customers needing a transaction account in the same name with which to move funds in and out of the savings account. Please note, this account will not be added to your application if you already have an eligible account.



Who can apply online?

  • 18+ years old (applicant plus all signatories)
  • Sole trader or 1-director company, or already a BankSA business customer
  • Operating in Australia with an Australian address
  • Needs an eligible BankSA business transaction account to link to.

If you’re not eligible to apply online, open an account at any branch.



What you get:

Business Access Saver

  • A savings account where your deposited funds can grow, or be separated from other accounts
  • Earn interest on balances, paid monthly
  • Access to your funds at any time through Internet and Phone Banking.

Freedom Business Account (if you don't already have an eligible transaction account)

  • A transaction account to receive, deposit and withdraw funds, and make payments
  • Unlimited electronic transactions
  • 30 staff-assisted and cheque transactions per month
  • A Business Visa Debit Card
  • Ability to link an overdraft facility.¹

What you don't get:

Business Access Saver

  • The ability to make payments directly from the account. You’ll need to transfer funds via your BankSA transaction account
  • Interest paid if interest rates fall to zero or below
  • A cheque book (though you can get one with your transaction account).

Freedom Business Account

  • Interest paid on funds held.


Important numbers:

Business Access Saver

Monthly account-keeping fee $0
Other fees and charges may apply

Freedom Business Account

Monthly account-keeping fee $10
Monthly allowance includes unlimited electronic transactions and 30 staff-assisted and cheque transactions
When monthly allowance is exceeded:  
In-branch transaction (other than cheques):
Cheque written, collected or deposited:
Other fees and charges may apply  


Important information

1. Optional overdrafts are subject to credit approval, eligibility criteria and fees.