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Target Market Determinations

This page gives you the Target Market Determinations (TMD) for products shown on this website that are issued by:

  • BankSA;
  • Product issuers within the Westpac Group of Companies excluding BT products, for BT products you can find the TMD at: bt.com.au/tmd
  • Non-related third-party product issuers.


Please note that some products are not required to have a TMD.

A TMD is a document that describes the likely objectives, financial situation, and needs of customers the product has been designed for or the ‘target market’ for the product. It also outlines the conditions around how the product can be distributed to customers and how and when the document will be reviewed by us.

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