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Business bank accounts

From managing your day-to-day cash flow, to maximising earnings on surplus business funds, we offer a range of business bank accounts to help ensure your money’s right where you need it to be.

Ideal for businesses that mainly transact online

Our most popular everyday business transaction account can be opened online and accessed from anywhere.

$0 monthly fees for first 12 months
  • Pay no monthly account service fees for a year if you open a new account before 30 November 2020. $10 monthly fee applies thereafter*
  • Unlimited fee-free payments and receipts online and on your mobile1
  • 30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals)
  • Complimentary Business Visa Debit card.


Ideal for businesses with high transactional needs

Complete everyday transaction bank account ideal for businesses that do lots of transactions each month.

  • 70 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals)
  • Instant access and earn interest on business funds
  • Unlimited fee-free electronic transactions
  • $20 monthly account service fee

Access your business savings when you need it

Make the most of your business funds with full access should you need it with our business savings account.

  • Earn a competitive interest rate
  • 24/7 access via Internet and Phone Banking to a linked eligible BankSA everyday account1
  • No monthly account service fee on this account2
  • No minimum monthly balance or deposit required

Not sure which account you need?


More for your business


Business bank accounts FAQs

Important information

The information on our website is prepared without knowing your financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions and consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print it. If you would like a paper copy ask at your local branch.

Conditions and fees apply.

^Account opening criteria applies.

* Open a new Freedom Business Account between 01/10/2020 and 30/11/2020 to receive a $0 Monthly Plan Fee for the first 12 months. At the end of the 12-month period the standard Monthly Plan Fee then applicable to your Freedom Business account applies. Other fees and charges, terms and conditions, apply to the Freedom Business Account online. This offer may be repeated from time to time, withdrawn, varied or extended at any time. 

1. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/BankSA/Westpac ATM withdrawals in Australia, St.George/BankSA/BankSA ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.

2. Other fees and charges may apply, including for branch access. Fees and charges may be payable on your eligible BankSA everyday account.

3. Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity).

4. This fee does not apply if you have a Commercial Overdraft or Business Maximiser Overdraft facility. Please see the Business Lending and Finance Facilities Fees and Charges for specific services and loan accounts booklet for the monthly account service fee/loan administration fee that will apply to your facility. All credit applications are subject to BankSA’s normal lending criteria.