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Bank Accounts

Business Bank Accounts

Manage your day-to-day cash flow. Or earn some extra interest on your business funds. Whatever your business needs, we have the right banking solution for you.

Manage the day-to-day
  • Pay and get paid
  • Make tax time easier
  • Flexible & easy access

Our business transaction bank accounts:

Business Cheque Account Plus

Complete everyday transaction bank account ideal if you regularly make lots of transactions and prefer to do your business banking in the branch or by cheque.

Statutory Trust Account

Helps you comply with statutory requirements for holding clients’ funds on trust. Choose from a range of accounts suitable for solicitors, real estate agents, land agents and certain other professionals.

Not sure which account you need?

Compare business accounts
Earn interest on your funds
  • Maximise growth
  • Put money aside for future payments
  • Option of regular access or lock away

Our business savings options:

Business Access Saver

Make the most of your business funds with full access should you need it with our business savings account.

  • Earn competitive interest rate
  • No monthly account keeping fee on this account2
  • 24/7 access via Internet and Phone Banking to a linked eligible BankSA everyday account
  • No minimum monthly balance or deposit required

Term Deposit

Lock away your money for a period of time and get a guaranteed return3.

Not sure which account you need?

Compare business accounts
All banking essentials in one place
  • Business banking made easy
  • Packed full of savings
  • Help your business get ahead

BankSA BizPack

BizPack, business banking made easy. All the banking essentials you need, rolled into one simple BizPack for just $8 per month in account keeping fees4.

  • Manage the day-to-day with Freedom Business Account or Business Cheque Account Plus
  • Access your own money anywhere Visa is accepted with Business Visa Debit Card
  • Earn competitive interest with Business Access Saver
  • Manage your money when and how you need to with Business Banking Online or Internet Banking
  • Manage your business expenses and cash flow with BusinessVantage Visa Credit Card

More for your business

Business bank accounts FAQs

Important information

Conditions and fees apply.

The information on our website is prepared without knowing your financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions and consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print it. If you would like a paper copy ask at your local branch.

BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

1 Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/BankSA/Westpac ATM withdrawals in Australia, St.George/BankSA/BankSA ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.

2 Other fees and charges may apply, including for branch access. Fees and charges may be payable on your eligible BankSA everyday account.

3 Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity).

4 $8 per month is the monthly account service fee for the Freedom Business Account. The monthly service fees, annual card fee and facility establishment fee applicable to the other eligible products in the BizPack are waived for as long as a customer holds a Transaction Account, Savings Account, Business Visa Debit Card and online banking facility (BizPack Essentials). Transaction fees may also apply if you exceed the monthly fee-free transaction allowance on eligible products in the BizPack Essentials. Special Service fees may also apply. You can select Business Cheque Account Plus instead of the Freedom Business Account, and Internet Banking as the online product and choose not to hold a BusinessVantage Credit card and still be eligible for the BizPack discounts. If the Business Cheque Account Plus is selected as part of the BizPack Essentials the Monthly Account service fee for the Business Cheque Account Plus will apply. Transaction fees may also apply if you exceed the monthly fee-free transaction allowance. Special Service fees may also apply.

5 You can contact lawyers and accountants nominated by BankSA for advice at no charge. A maximum of 3 contacts can be made in relation to any one issue. After the third contact you may choose to engage the legal or accounting adviser at your cost. These services are provided by third parties for which BankSA accepts no responsibility and are available via email only.

6 This fee does not apply if you have a Commercial Overdraft or Business Maximiser Overdraft facility. Please see the Business Lending and Finance Facilities Fees and Charges for specific services and loan accounts booklet for the monthly account keeping fee/loan administration fee that will apply to your facility. All credit applications are subject to BankSA’s normal lending criteria.