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Business Cheque Account Plus

Ideal for businesses with high transactional needs

Complete everyday business bank account, ideal for customers who mainly transact electronically, but have a high number of branch and cheque transactions each month.


Everyday benefits

  • Fee-free transaction allowance for a $20 monthly fee
  • Pay and get paid
  • Make tax time easier by separating personal and business transactions


Top features


Included transactions

Unlimited electronic transactions and 70 free in-branch and cheque transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals).


Link a Business Visa Debit Card to your account.

Access anytime

Access to your funds anytime, anywhere - online, mobile, tablet, branch, ATM, cheque1 - with SMS and email alerts to keep track of your account activity2.

Flexible banking

Deposit, receive and access funds, and make payments through a variety of channels including in branch, online, telephone banking and debit card.

Secure payments

Make and receive fast, secure payments using your mobile number as a PayID.

Optional cheque book

Link a cheque book to your transaction account if required.


Fees and interest3


Fees and interest
Account-keeping fee3  $20
Branch transactions First 70 free

Excess branch transaction fee

(charged when monthly fee free allowance is exceeded)


Excess cheque withdrawal fee

(charged when monthly fee free allowance is exceeded)


Interest rate Read more about interest rates


Who can apply?

  • 18+ years old (applicant plus all signatories)
  • Must not be an individual using the account for predominantly personal purposes
  • Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations
  • Operating in Australia with an Australian address.


How to apply

Open your account online in as little as 10 minutes^



Other ways to apply

You can also apply over the phone or in branch

The Detail

Conditions and fees apply.

The information on our website is prepared without knowing your financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions

Consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print them. If you would like a paper copy ask at your local branch.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518

1. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/Bank of Melbourne/Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.

2. SMS alerts cost 25 cents each and email alerts are free.

3. Customers must be able to meet any applicable fees and charges

4. The $20 monthly account keeping fee does not apply if you have a Commercial Overdraft or Business Maximiser Overdraft facility. Please see the Business Lending and Finance Facilities Fees and Charges for specific services and loan accounts booklet for the Account-keeping fee (formerly known as ‘Monthly Account Service fee’)/loan account fee which will apply to your facility. Credit applications are subject to the Bank of Melbourne's lending criteria.

^Account opening criteria applies.