Key Facts Sheet

Credit Card Terms and Conditions (PDF 435KB)

Amplify Terms and Conditions (PDF 260KB)

Credit Card Accounts Fees and Charges (PDF 94KB)

<<Supermarket cashback offer: This cashback promotion is available when you apply and are approved for a new Vertigo credit card between 3rd March 2022 and 31st August 2022, then use it at a participating supermarket up to 31st December 2022. You will receive 5% cashback on each eligible spend at a participating supermarket, capped at maximum of $400 per card account. Cashback will be paid as a statement credit to your Vertigo credit card within 30 days of each eligible spend. Your credit card account must be open in order to receive the cashback. If your card is suspended or cancelled, the credit will not be applied. Cashback is only available on one credit card account per customer. This cashback does not form part of the account’s minimum monthly repayment. 

Participating Supermarkets: Each supermarket’s eligibility is based on its merchant classification. While most major and many independent supermarkets are participating, those not classified in the Supermarket and Grocers merchant category will not be participating. Examples of supermarkets not participating include: Coles Express, Costco, Metropolitan Fresh, wholesaler supermarkets and supermarkets attached to petrol stations.  

Spend Exclusions: Gift card or eGift card purchases at participating supermarkets are not counted as part of eligible spend. Eligible spend also excludes fees, cash, cash-equivalent transactions, third party payments such as AfterPay, BPAY, PayPal or PayPal equivalent.

Existing credit card customers who held a BankSA, St.George or Bank of Melbourne in the last 12 months, are not eligible for this offer.

^^Vertigo First Year Card Fee Waiver: The first-year card fee waiver is available when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 31st August 2022. After the first year, the card fee will be debited to your account on the 12-month anniversary of the Card Fee date and annually thereafter. 

^Amplify Signature Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Signature credit card between 31st May 2022 and 31st December 2022 and spend the minimum amount of $12,000 on eligible purchases within the first 12 months from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.

#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Qantas Platinum or Amplify Signature credit card between 27th October 2021 and 31st December 2022, and request at card application to transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Qantas Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. BankSA, will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

<Converting Amplify Points: You can convert the points earned on your Amplify Rewards Signature or Amplify Rewards Platinum credit card to e-gift cards via your Amplify Rewards Account, which can be accessed via BankSA Internet or Mobile Banking. The estimated e-Gift card value in the above examples are based on current redemption rates as at 4th April 2022 and is subject to change without notification. All redemption of Amplify Points are subject to availability and the Amplify Terms and Conditions (PDF 260KB).

*Amplify Platinum Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 3rd March 2022 and 30th November 2022, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.

^###Amplify Rewards Platinum Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 3rd March 2022 and 30th November 2022, and request at card application to transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Rewards Platinum credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.