Credit Cards

Important information

Conditions and fees apply. Credit criteria apply to all credit products

Before making a decision, it's best to read the terms and conditions.

• Credit Card Conditions of Use
• Credit Card Accounts Fees and Charges
• Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017)
• Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017)

Please read these documents and keep a copy. You can request a paper copy at a branch.

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^#Balance Transfer promotion:

Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.

*Bonus points promotion: 

Available when you apply for a new Amplify Signature card between 21st September 2017 and 22nd November 2017 you will receive:

1.      60,000 points when you spend a minimum of $3,000 within 90 days of card approval on eligible purchases. Points will be credited to your account within 12 weeks of eligible spend criteria being met; and

2.      30,000 points to be credited to your account within 6 weeks of your 12 month anniversary.

Available when you apply for a new Amplify Platinum card between 21st September 2017 and 22nd November 2017 you will receive:

1.      40,000 points when you spend a minimum of $3,000 within 90 days of card approval on eligible purchases. Points will be credited to your account within 12 weeks of eligible spend criteria being met; and

2.      20,000 points to be credited to your account within 6 weeks of your 12 month anniversary.

Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St. George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

Bank of South Australia credit cards are part of the Westpac Group, including Westpac, St.George, Bank of Melbourne and BankSA.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.