#Balance Transfer Promotion: Available when you apply and are approved for a new Vertigo, Vertigo Platinum, No Annual Fee credit card between 27th September 2018 and 23rd January 2019, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 0% for Vertigo credit card, 1% for No Annual Fee credit card and 2% for Vertigo Platinum credit card of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.