Credit Cards
Low rate, low fee & rewards cards
Featured low rate card
Lower your costs, get back to you
Low variable purchase rate and low annual card fee.
Special offers
- 0% p.a. on balance transfers for 14 months requested at card application1
- $0 first year annual card fee for new cards.
Variable purchase rate applies after the promotional period. Offers end 20th September 2017.
Featured rewards card
Our most rewarding card
Our highest uncapped earn rate, birthday bonus of 10% of points earned in the past 12 months2, and two complimentary airport lounge passes each year3.
Special offers
- 0% p.a. for 12 months on balance transfers, requested at card application1.
Variable purchase rate applies after the promotional period. Offers end 20th September 2017.
Featured no annual fee card
A card for just in case
No annual card fee for the life of your card and up to 55 days interest free on purchases.
Special offers
0% p.a. for 14 months on balance transfers, requested at card application1.
- No annual card fee for the life of your card.
Variable purchase rate applies after the promotional period. Offers end 20th September 2017.
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Important information
Conditions and fees apply. Credit criteria apply to all credit products
Before making a decision, it's best to read the terms and conditions.
- Credit Card Conditions of Use
- Credit Card Accounts Fees and Charges
- Credit Card Complimentary Insurance Terms and Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch.
1. The promotional balance transfer rates are available when you apply for a new BankSA credit card between 3rd May 2017 and 20th September 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.
2. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo, Vertigo Platinum or Amplify credit card via www.banksa.com.au between 3rd May 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.
Bank of South Australia credit cards are part of the Westpac Group, including Westpac, St.George, Bank of Melbourne and BankSA.
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.