Credit cards

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Qantas points

Earn Qantas points on eligible purchases and redeem them for Qantas flights and upgrades, as well as merchandise from the Qantas Store.

Amplify rewards points

Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.

A low interest rate

Our low rate cards provide competitive variable interest rates on purchases and the option of premium extras.

A balance transfer

You could transfer a balance from up to 3 cards to a BankSA card to take advantage of a promotional balance transfer rate for a set period. We currently have such promotions on these cards:

No annual fee

A straightforward, everyday credit card with special offers and no annual card fee, ever.

No annual fee card

Limited edition cards

Earn Qantas or Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards and merchandise and for a limited time comes with our exclusive Port Adelaide design.

Port Adelaide Amplify card

Introducing the Vertigo Platinum Credit Card

0 ^% _P.A.

for 26 months on balance transfers^#

Special offer

$0 annual card fee for the first year, saving $99^{^}.
A 2% balance transfer fee applies.
Variable cash advance rate applies after the promotional period.
12.99% p.a. variable purchase rate.

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What else do I need to know about Vertigo Platinum?

#Balance Transfer Promotion: Available when you apply and are approved for a new Vertigo, Vertigo Platinum, No Annual Fee, Amplify Signature and Amplify Platinum credit card between 24th January 2019 and 22nd May 2019, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 2% for Vertigo Platinum and 1% for No Annual Fee credit card of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Vertigo, Amplify Platinum and Amplify Signature credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

How does a balance transfer work?

You could save money by transferring existing card balance to a BankSA Credit Card.

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Managing your credit card

How to keep your card secure

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Making credit card repayments

How to set up automatic credit card repayments

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Compare credit cards

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Credit card repayment calculator

Calculate your repayments

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Help with your current card

Information and guides to help you make the most of your credit card. Manage your limit, minimise fees, learn how to redeem Amplify points and manage other features

Articles and FAQs

Want to know more about what your credit card could do for you? Learn from our selection of credit card content to make the most of your card’s capabilities.

Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 240KB)

Credit Card Accounts Fees and Charges (PDF 162KB)

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^First Year Fee Waiver: The first year fee waiver promotion is available when you apply for a new Vertigo Platinum credit card between 24th January 2019 and 22nd May 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.

2 Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.