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'tis the season to back SA

Switch banks, get a $4k thanks.

Switch your home loan to BankSA and get a $4k cashback when you refinance today.

First refinance application only. Apply by 31/01/21. ​LVR up to 80%. Min loan $200k. Exclusions & T&Cs apply.

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Treat yourself to a bonus $50

when you open a new everyday bank account.

New Complete Freedom customers only. Minimum deposit required. T&Cs and exclusions apply. Offer ends 19.01.21.

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BankSA with Apple Pay. An easy, contactless and safe way to pay.

Add your BankSA card to your Apple Wallet in Mobile Banking today.


Fixed Rate Home Loan

For Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee. 
Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans. 
If you’re an existing BankSA Home Loan customer, find out how to manage your home loan


2.09% p.a.
1 year fixed rate
3.56% p.a.
Comparison rate*
2.09% p.a.
2 year fixed rate
3.46% p.a.
Comparison rate*
2.09% p.a.
3 year fixed rate
3.37% p.a.
Comparison rate*
1.99% p.a.
4 year fixed rate
3.26% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.