Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

Backing the growth of South Australia

COVID-19 Customer Support

Get $3k cashback when you refinance.

Switch your home loan to BankSA and get $3k cashback.

Apply by 30/09/21. Min loan amount $200k and LVR less than 90%. Eligibility criteria, exclusions & fees apply.

Learn more

Great perks.

Just because.

Introducing My Offers Hub.

Make your dream home a reality.

Apply for a home loan online and get your lowest personalised rate.

Conditions apply

Learn more Learn more


Fixed Rate Home Loan

For Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. If you’re an existing BankSA Home Loan customer, find out how to manage your home loan.


2.09% p.a.
1 year fixed rate
3.56% p.a.
Comparison rate*
1.89% p.a.
2 year fixed rate
3.43% p.a.
Comparison rate*
2.08% p.a.
3 year fixed rate
3.37% p.a.
Comparison rate*
2.59% p.a.
4 year fixed rate
3.45% p.a.
Comparison rate*
2.89% p.a.
5 year fixed rate
3.52% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.