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COVID-19 Home Loan support

We’re here to support Australia through the good and tough times. Here's how we're helping home loan customers today.

Find out how to make changes to your home loan

Free property report

Discover what you need to know about the property trends in your suburb or the estimated value of a property you're looking to buy.

Refinance cashback offer


$2k

Cashback per property^ refinanced

For new Owner Occupier with Principal & Interest repayments and Investment loans. Available on our Advantage Package and Basic home loans. $395 annual package fee. $200k min loan per property refinanced. Excludes refinances from within Westpac Group. Apply by 31 July 2020, and settle by 30 September 2020.

Looking to refinance?

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

 

Fixed Rate Home Loan

One low rate, fixed from 1-3 years.

For New Owner Occupier (Principal & Interest) Advantage Package Home Loans#, $395 annual package fee. These rates do not apply to existing fixed rate loans.

 

2.29% p.a.
1 year fixed rate
3.58% p.a.
Comparison rate*
2.29% p.a.
2 year fixed rate
3.50% p.a.
Comparison rate*
2.29% p.a.
3 year fixed rate
3.43% p.a.
Comparison rate*

 

T&C's apply. See comparison rate warning.


Bushfire Recovery Support Package

If you've been affected by the bushfires, you can apply to have your BankSA Home Loan repayments paid for one year (up to $1,200 per month for your principal residence)**.

Call 1800 679 461 or read more here.

Important information

Credit criteria, fees and charges apply. Based on BankSA credit criteria, residential lending is not available for Non-Australian resident borrowers.

Before making a decision, it's best to read the terms and conditions:

Portfolio Loan Agreement - General Terms and Conditions (PDF 6MB)

Residential Loan Agreement – General Terms and Conditions (PDF 1MB)

Loan Accounts – Charges for specific services and accounts (PDF 587KB)

Advantage Package - Terms and Conditions (PDF 2MB)

Please read these documents and keep a copy. You can request a paper copy at a branch.

*Comparison Rate:The comparison rate is based on a loan of $150,000 over a term of 25 years. After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

** Eligibility conditions apply. BankSA Home Loan customers who wish to apply for these special relief measures or need assistance should contact BankSA Assist on 1800 679 461 or speak with their Relationship Manager. Mobile Westpac Group Support teams will also be available in bushfire affected towns and regions.

#Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. An Advantage Package discount has been included in the advertised eligible rate. The discount and fee savings apply for the duration of the package. Before deciding to acquire a BankSA transaction account, read the terms and conditions, and consider if the product is right for you.