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Bushfire Recovery Support Package

If you've been affected by the bushfires, you can apply to have your BankSA Home Loan repayments paid for one year (up to $1,200 per month for your principal residence)**.

Call 1800 679 461 or read more here.

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Refinance cashback offer


$2k

Cashback per property^ refinanced

For new Owner Occupier with Principal & Interest repayments and all Investment loans. Available on our Advantage Package and Basic home loans. $395 annual package fee. $200k min loan per property refinanced. Excludes refinances from within Westpac Group. Applications received by 30 April 2020, with loan settled by 30 June 2020.

Looking to refinance?

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

Basic home loan. Sensational rate.

  • 2.99% p.a. Variable rate
  • 3.01% p.a. Comparison rate*

Important information

Credit criteria, fees and charges apply. Based on BankSA credit criteria, residential lending is not available for Non-Australian resident borrowers.

Before making a decision, it's best to read the terms and conditions:

Portfolio Loan Agreement - General Terms and Conditions (PDF 6MB)

Residential Loan Agreement – General Terms and Conditions (PDF 248KB)

Loan Accounts – Charges for specific services and accounts (PDF 587KB)

Advantage Package - Terms and Conditions (PDF 822KB)

Please read these documents and keep a copy. You can request a paper copy at a branch.

*Comparison Rate:The comparison rate is based on a loan of $150,000 over a term of 25 years. After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

** Eligibility conditions apply. BankSA Home Loan customers who wish to apply for these special relief measures or need assistance should contact BankSA Assist on 1800 679 461 or speak with their Relationship Manager. Mobile Westpac Group Support teams will also be available in bushfire affected towns and regions.

^^Basic Home Loan Promotional Rate: This offer is only available for new Owner Occupier Basic Home Loan applications with Principal and Interest repayments received from 28 October 2019. Discount applies to our Basic Home Loan offer for the life of the loan. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA. This offer may be varied or withdrawn at any time. Interest rates subject to change.