Home loan calculators
Use our calculators to help you find ways to own your home.
Calculate how much you can borrow
Calculate Extra Payments
Estimate stamp duty and other fees
Start your journey online
Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.
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1. The output or result of these calculators:
a. is subject to the assumptions which are subject to change;
b. is prepared without knowing your personal financial circumstances. Before you act on the output of the calculators, please consider if it’s right for you. If you need more information, please call 13 13 76. We recommend that you consult your financial adviser before taking out a loan;
c. does not represent either a quote or pre-qualification for a loan;
d. may not be taken into account if you apply for a loan with us as we will make our own calculations. When assessing ability to service a loan, BankSA may use an interest rate that is higher than the current interest rate for the loan requested.
2. The interest rates used in the calculator:
a. are current, as indicated on our home loan interest rate pages;
b. are BankSA's standard interest rates and include any package or promotional discounts; and
c. are subject to change.
Not applicable for foreign buyers.