Home loan calculators
Use our calculators to help you find ways to own your home.
Calculate how much you can borrow
Calculate Extra Payments
Estimate stamp duty and other fees
Start your journey online
Find out your buying power so you could start house hunting with confidence.
We’ll give you our lowest rate upfront, personalised to your buying scenario.
If you’ve found the perfect property (or you’re refinancing), we will complete a real-time bank valuation.
You can live chat with us to help you complete the application 7 days a week (even outside of business hours).
1. The output or result of these calculators:
a. is subject to the assumptions which are subject to change;
b. is prepared without knowing your personal financial circumstances. Before you act on the output of the calculators, please consider if it’s right for you. If you need more information, please call 13 13 76. We recommend that you consult your financial adviser before taking out a loan;
c. does not represent either a quote or pre-qualification for a loan;
d. may not be taken into account if you apply for a loan with us as we will make our own calculations. When assessing ability to service a loan, BankSA may use an interest rate that is higher than the current interest rate for the loan requested.
2. The interest rates used in the calculator:
a. are current, as indicated on our home loan interest rate pages;
b. are BankSA's standard interest rates and include any package or promotional discounts; and
c. are subject to change.
Not applicable for foreign buyers.
Credit criteria, fees and charges apply. Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines. Personalised rate: variable interest rates are subject to change, the rate discount is valid for 14 days. For fixed rates, discounts are valid for 5 days. Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun. BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.