Investing in property

Whether you're after rental income or you want to start a property portfolio, you may consider investing in property.

Things to consider

when investing in property

The costs

involved in property investing

Setting the strategy

for your investment

Our great rate for Investors
Promotional offer, applicable to new loans only from 5 June 2018

Fixed Rate Home Loan

3.99 % P.A.

2 Year
Fixed Rate

Principal & Interest repayments.
For new investor^# home loans under Advantage Package¹special offer, includes a 0.35% p.a^^ discount. $395 annual package fee. Min loan $100k.

5.53 % P.A.

Comparison Rate*

What else do I need to know?

1. Advantage Package annual fee of currently $395 applies, other fees may be payable. Advantage Package Terms and Conditions apply and are available at http://banksa.com.au.

# Excludes loan applications for owner occupier purposes (where the owner owns the property in which they live or intend to live in). Includes Investment loan applications where the principal property securing the loan will be used to derive rental income or where the loan application purpose is to invest in real estate or to construct or make property improvements to an investment property.

^{^^}The offer is available for new loans submitted from 5 June 2018 and may be varied or withdrawn at any time. The total discount rate is inclusive of the current 0.15% p.a. Advantage Package discount for the fixed rate period under the Advantage Package. Excludes internal refinance and switches within Westpac, St. George, Bank of Melbourne, BankSA and RAMS. The Bank will apply the fixed rate that is available at the loan settlement date. $395 annual package fee. Min loan $100k.

* The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

A simple way to apply for a BankSA home loan

Borrowing power

Find out your buying power so you could start house hunting with confidence – we’ll even show you what you could afford to spend on a property and costs involved.

Our lowest rate

We’ll give you our lowest rate upfront, personalised to your buying scenario.

Property valuation

If you’ve found the perfect property (or you’re refinancing), we will complete a real-time bank valuation to give you the confidence we will lend against the property.

Real support

Need help? You can live chat with us to help you complete the application 7 days a week (even outside of business hours).

Talk to us

Book a banker

Visit a branch

Find your nearest branch or mobile lender.

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 1300 000 266.

Redraw, repayment pause and rate lock requests are subject to our approval. Fees apply.
A discount of 0.2% p.a. will apply only if the interest in advance amount is deducted from a BankSA transaction account.

Credit criteria, fees and charges apply. Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines. Personalised rate: variable interest rates are subject to change, the rate discount is valid for 14 days. For fixed rates, discounts are valid for 5 days. Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun. BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.