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Building Loan

Draw down funds in stages as your new home is being built
  • Features designed specifically to fund the building of your new home
  • Loan funds are advanced progressively as your builder completes pre-agreed construction stages
  • You could save money, since interest is payable only on the amount advanced under the loan
  • We’ll help you establish a schedule of progress payments and assist you in identifying your building expenses so payments are made to the builder after each stage of the building has been inspected and verified.

A BankSA home loan expert will contact you at your preferred time

Suitable for building

  • Draw down money as you need it, with loan funds advanced in stages as your builder completes previously agreed construction milestones
  • You could save on interest, since it is only payable on the amount advanced on the loan


A Building Loan is available across the following BankSA home loans to suit your needs or lifestyle:


Enquire online

Enquire now and a BankSA home loan expert will call at your preferred time

Call us

13 13 76. To talk with a BankSA home loan expert, say “New Mortgage” when prompted.

Visit a branch

Find your nearest branch

What you'll need


How to apply

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 13 76.