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Home loan calculators

Mortgage calculator

Find out how much you may be able to borrow and the potential costs involved in buying a home.

Calculate borrowing power

Home loan repayment calculator

See how much you may need to pay back each week or month.

Calculate repayments

Stamp duty calculator

Work out how much you could pay in stamp duty and other fees.

Calculate stamp duty

Refinance calculator

Rate-hunting? Estimate how much interest you could save by switching home loans to us.

Estimate refinance savings

Offset calculator

Find out how much interest you could save by linking your eligible variable home loan to an offset account.

Calculate offset savings

Tools to help you research

Property & suburb reports

Search a property or suburb for sales histories, estimated value, expected rent and local amenities, with our full online Property Reports.

Search address or suburb

Compare home loans

See at a glance how fees, features and loan purposes differ by product.

Compare our home loans

Compare interest rates

View and compare all of our current home loan interest rates.

Compare interest rates

Important information

Conditions, credit criteria, fees and charges apply. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.

Loan Accounts – Charges for specific services and accounts (PDF 55KB)

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

^^Rate Lock: BankSA will apply the fixed rate available at the loan settlement date or the date the fixed rate term commences, unless you lock a fixed rate in on your loan using our Rate Lock feature. The fixed rate lock-in fee is 0.15% of your loan amount or $500, whichever is higher, capped at $1000 for loans up to $2M. For loans above $2M, the fixed rate lock-in fee is 0.15% of your loan amount. At the end of your fixed rate term, the interest rate will convert to our standard variable interest rate, unless a new fixed rate term’s selected and then the fixed rate is determined on the day the fixed term ends. 

**Available for Owner Occupier and Investment Property Loans with Principal & Interest and Interest only repayments.