Home loan calculators and tools

Our home loan calculators and tools can help you plan your next step, whether you're buying, refinancing or investing in property.

Calculators
Tools & research
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Home loan calculators

Mortgage calculator

Find out how much you may be able to borrow and the potential costs involved in buying a home.

Calculate borrowing power Calculate borrowing power

Home loan repayment calculator

See how much you may need to pay back each week or month.

Calculate repayments Calculate repayments

Stamp duty calculator

Work out how much you could pay in stamp duty and other fees.

Calculate stamp duty Calculate stamp duty

Principal and interest calculator

Estimate repayments and see what portion goes toward interest versus the amount you’ve borrowed.

Calculate principal and interest Calculate principal and interest

Refinance calculator

Curious about how much you might save in interest when you switch your home loan to BankSA? You could get $4K cashback^{^} too.

Estimate refinance savings Estimate refinance savings

Other home loan calculators

Tools to help you research

Property & suburb reports

Search a property or suburb for sales histories, estimated value, expected rent and local amenities, with our full online Property Reports.

Search address or suburb Search address or suburb

Compare home loans

See at a glance how fees, features and loan purposes differ by product.

Compare our home loans Compare our home loans

Compare interest rates

View and compare all of our current home loan interest rates.

Compare interest rates Compare interest rates

Articles

What are the costs to refinance?

Refinancing your home loan has the potential to make you some hefty savings, it’s important to weigh up the costs involved.

Find out about refinance costs Find out about refinance costs

Why refinance your home loan?

Here’s the rundown on why you might want to refinance your loan and costs involved.

Find out about refinancing your loan Find out about refinancing your loan

First home buyer

Investing

Building or renovating?

Buying your next home

Important information

Credit criteria, fees and charges apply. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

^{^}How does the refinance cashback offer work: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Apply between 8th December 2021 to 31st July 2022 and settle by 31st October 2022 for refinance applications. Offer may be varied or withdrawn at any time. Min loan amount $200k and LVR up to 80%. Offer available for Owner Occupier with Principal & Interest repayments and Residential Investment Loans (Principal and Interest & Interest Only repayments). Advantage Package ($395 annual package fee and T&Cs apply) and Basic Home Loans. Limit of one $4,000 cashback payment regardless of the number of applications, applicants, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant. Excludes Owner Occupier Interest Only, residential lending originated under family or company trusts and refinances within Westpac Group (Westpac, St.George, Bank of Melbourne, BankSA and RAMS). The cashback will be paid into a BankSA transaction account within 60 days of settlement. This account must be in the same name as the home loan account and linked to the home loan at settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.