Home loan calculators and tools
Our home loan calculators and tools can help you plan your next step, whether you're buying, refinancing or investing in property.
Home Loan Interest Rate News
Tuesday, 20 May 2025
Reserve Bank of Australia Cash Rate Update
Following the Reserve Bank of Australia’s (RBA) decision to decrease the official cash rate, BankSA announced a 0.25% per annum (p.a.) decrease to our variable home loan interest rates, for new and existing home loans.
These variable rate changes will come into effect on Tuesday 3rd June 2025.
Find out about interest rate news and estimate your new repayments.
Home loan calculators
Mortgage calculator
Find out how much you may be able to borrow and the potential costs involved in buying a home.
Home loan repayment calculator
See how much you may need to pay back each week or month.
Stamp duty calculator
Work out how much you could pay in stamp duty and other fees.
Refinance calculator
Rate-hunting? Estimate how much interest you could save by switching home loans to us.
Offset calculator
Find out how much interest you could save by linking your eligible variable home loan to an offset account.
Rate change calculator
Estimate the impact of interest rate changes on your repayments based on your current rate, loan amount and term.
Other home loan calculators
Tools to help you research
Property & suburb reports
Search a property or suburb for sales histories, estimated value, expected rent and local amenities, with our full online Property Reports.
Compare home loans
See at a glance how fees, features and loan purposes differ by product.
Compare interest rates
View and compare all of our current home loan interest rates.
Book an appointment
A member of our team will be in touch.
Talk with us
1300 304 660
Or call/swing by
your nearest branch
Important information
Conditions, credit criteria, fees and charges apply. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.
Loan Accounts – Charges for specific services and accounts (PDF 110KB)
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.