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Bank Accounts

We've got everyday accounts for your day-to-day needs, savings accounts to help reach your goals and term deposits for certainty of investment return.

Featured savings account


Introductory 3-month variable rate, which includes a fixed bonus rate of 2.00% p.a. for new Maxi Saver customers1.

Maxi Saver
Earn interest while enjoying easy access to your money
  • $0 monthly service fee (fees may apply to your linked account)
  • Access your funds through your linked BankSA transaction account

Featured transaction account

Complete Freedom
An easy access everyday bank account
  • $0 monthly service fee if you deposit $2,000 per month (otherwise $5 per month)2
  • Free SMS and email alerts to manage your banking
  • Option to link to home loan as an offset account

Royal Adelaide show ticket and $50 cash if you deposit $500 within 60 days of account opening. New customers only.*

Are you a student or under 18?

Forget the monthly service fee and still enjoy the benefits.

Term Deposits

Term Deposit
Start planning for the future
  • Interest calculated daily
  • Flexible term options from one month to five years
  • Suitable for DIY / Self Managed Super Funds

Important information

Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.

Offer details

*Offer valid from 1/7/2017 – 25/8/2017 (inclusive). Excludes customers who have held a Complete Freedom Account with BankSA, St.George, Bank of Melbourne anytime between 1/07/2016 and 30/06/2017. An email address must be registered at the time of opening the account online, in branch or by phone.

Within 15 business days of opening the account, the Royal Adelaide Show adult ticket will be sent via email, to the email address supplied at the time of opening the account.

Once a minimum of $500 is deposited within 60 days of account opening, $50 will be deposited within 67 business days. Accounts must remain open for 68 days after the account open date to be eligible for the $50 payment. Offer limited to one $50 deposit and one Royal Adelaide Show adult ticket per eligible customer. Tickets are subject to the terms and conditions of entry to the Adelaide Showground available at Not available with any other offers. Read the product terms and conditions available at before making a decision and consider if the product is appropriate for you. Fees and charges may apply. BankSA’s Golden Ticket: Customers who qualify for the above Royal Adelaide Show ticket offer and receive an adult ticket, will automatically be entered into a draw to win a BankSA’s Golden Ticket prize. The prize includes a VIP family show day experience and must be used on 9/9/2017. Prize draw will take place at 9am on 31/8/2017 at 97 King William Street Adelaide. Winner notified via phone on 31/8/2017.

  1. If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Fixed Bonus Rate of 2.00%% p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Introductory Rate Period. The Introductory Rate Period is the first 3 months from the date your account is opened.
  2. The monthly service fee of $5 will apply, if by the last business day of the month, you do not deposit a minimum of $2,000.

Bank of South Australia bank accounts are part of the Westpac Group, including Westpac, St.George, Bank of Melbourne and BankSA.

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