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Bank account interest rates
Savings and investment accounts
Balance |
Standard variable rate |
Bonus for new Maxi Saver customers1 |
Earn up to1 |
|---|---|---|---|
All Balances |
0.05% p.a. |
0.20% p.a. for 3 months |
0.25% p.a. |
Balance |
Standard variable rate |
Standard Bonus2 |
Earn up to |
|---|---|---|---|
Balances up to $19,999.99 |
0.15% p.a. |
0.10% p.a. |
0.25% p.a. |
Balances $20,000 to $99,999.99 |
0.15% p.a. |
0.10% p.a. |
0.25% p.a. |
Balances $100,000 to $249,999.99 |
0.15% p.a. |
0.10% p.a. |
0.25% p.a. |
Balances $250,000 to $499,999.99 |
0.15% p.a. |
0.10% p.a. |
0.25% p.a. |
Balances $500,000 to 1M |
0.15% p.a. |
0.10% p.a. |
0.25% p.a. |
Balances 1M+ |
0.15% p.a. |
0.10% p.a. |
0.25% p.a. |
Balance |
Interest rate |
|---|---|
All Balances |
0.05% p.a. |
Balance |
Interest rate |
|---|---|
Balances up to $499,999.99 |
0.01% p.a. |
Balances $500,000 and over |
0.01% p.a. |
Balance |
Interest rate |
|---|---|
Balances up to $9,999.99 |
0.05% p.a. |
On the part of the balance between $10,000.00 to $49,999.99 |
0.05% p.a. |
On the part of the balance between $50,000.00 to $249,999.99 |
0.15% p.a. |
On the part of the balance $250,000 or over |
0.30% p.a.
|
Personal Transaction, Savings & Investment Accounts Interest Rates No Longer Offered for Sale
Balance |
Interest rate |
|---|---|
All Balances |
20.25% p.a. |
Transaction Accounts
No interest is payable on the following accounts: Complete Freedom Account and Concession Account.
Important information
Conditions and fees apply. Before making a decision, it’s best to read the terms and conditions.
Transaction, Savings and Investment Accounts: Terms and Conditions (incorporating fees and charges)
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.
Interest rates subject to change.
1 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 0.20% p.a. on top of the standard variable interest rates (standard rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.
2 Grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and your account balance does not fall below $0.