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Easy banking for retirees

Competitive interest
Interest paid monthly and calculated daily depending on total balance
Convenient support
Our friendly staff are on hand to help you in any of our branches and over the phone
Fraud protection
We’ll refund you 100% of any money taken from your account if you’re a victim of fraud provided you let us know right away1

    

Easy access to your money at home and overseas
 

Visa Debit Card

With a Visa Debit card you can use your own money to shop instore, online or over the phone. Heading overseas? You can also use your card while you’re away – from tickets and accommodation to shopping anywhere in the world visa is accepted.

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Mobile Banking

Manage your money on the go with the BankSA mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.

    

Interest Rates
 

0.30% p.a.

Balances up to $9,999.99

0.60% p.a.

On the part of the balance between $10,000.00 to $49,999.99

1.30% p.a.

On the part of the balance between $50,000.00 to $249,999.99

1.50% p.a.

On the part of the balance $250,000 or over

Fees and charges

  • FREE eftpos 
  • FREE ATM use in Australia (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
  • FREE Staff assisted (branch and telephone)
  • $2.00 Frequent statement (request statement outside cycle)
  • FREE Cheque
  • Free Visa Debit transactions
  • Free Direct Debit
  • Free Internet, mobile and phone banking transactions
  • 3.00% Foreign currency conversion
  • $5.00 Overseas cash withdrawal (outside Global ATM Alliance)
  • Free Fraud Protection
  • $4.00 Periodical payment

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

1. Our BankSA Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted BankSA Promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.