Easy banking for retirees
Easy access to your money at home and overseas
Visa Debit Card
With a Visa Debit card you can use your own money to shop instore, online or over the phone. Heading overseas? You can also use your card while you’re away – from tickets and accommodation to shopping anywhere in the world visa is accepted.
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Mobile Banking
Manage your money on the go with the BankSA mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Interest Rates
0.10% p.a.
Balances up to $9,999.99
0.25% p.a.
On the part of the balance between $10,000.00 to $49,999.99
0.85% p.a.
On the part of the balance between $50,000.00 to $249,999.99
1.05% p.a.
On the part of the balance $250,000 or over
Fees and charges
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FREE eftpos
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FREE ATM use in Australia (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
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FREE Staff assisted (branch and telephone)
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$2.00 Frequent statement (request statement outside cycle)
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FREE Cheque
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Free Visa Debit transactions
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Free Direct Debit
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Free Internet, mobile and phone banking transactions
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3.00% Foreign currency conversion
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$5.00 Overseas cash withdrawal (outside Global ATM Alliance)
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Free Fraud Protection
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$4.00 Periodical payment
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$15.00 Payment Honour fee
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$5.00 Dishonour fee
In detail
1. Our BankSA Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted BankSA Promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.
Read the Apple Pay Terms and Conditions (PDF 58KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.