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An accomplished and accessible concession card account

$0 monthly service fee
with no monthly deposit needed.
Global ATM Alliance
No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply)
Bank online
wherever you are, whatever you're doing.


Free alerts
Maintain control of your accounts with SMS and email alerts
Easy access
Login with the touch of a finger or check your balance with a simple swipe
Fraud protection
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)
Quick Balance
Know exactly how much money you have on hand, at a glance at your smartphone or watch.

Fees and charges

  • FREE eftpos and Visa Debit transactions
  • $0.00 Monthly account service fee
  • FREE ATM use in Australia (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
  • FREE Internet, mobile and phone banking transactions
  • FREE Periodical payment
  • $5.00 Overseas cash withdrawal ($0 when you use our Global ATM Alliance)
  • FREE Overseas cash withdrawal from a Global Alliance Partner ATM
  • 3.00% Foreign currency conversion
  • FREE Cheque
  • $2.00 Frequent statement (request statement outside of cycle)
  • FREE Staff assisted (branch and telephone)
  • $0.20 ATM mini transaction history request (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
  • FREE Direct debit

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.