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An accomplished and accessible concession card account

$0 monthly service fee
with no monthly deposit needed
ATM network
No ATM withdrawal fee at over 3,000 BankSA, St.George Bank, Bank of Melbourne and Westpac ATMs in Australia
Bank online
wherever you are, whatever you're doing.


Free alerts
Maintain control of your accounts with SMS and email alerts
Easy access
Login with the touch of a finger or check your balance with a simple swipe
Fraud protection
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)
Quick Balance
Know exactly how much money you have on hand, at a glance at your smartphone or watch.

Fees and charges

  • FREE eftpos and Visa Debit transactions
  • $0.00 Monthly account service fee
  • FREE ATM use in Australia (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
  • FREE Internet, mobile and phone banking transactions
  • FREE Periodical payment
  • $5.00 Overseas cash withdrawal (outside Global ATM Alliance)
  • FREE Direct debit
  • 3.00% Foreign currency conversion
  • FREE Cheque
  • $2.00 Frequent statement (request statement outside of cycle)
  • FREE Staff assisted (branch and telephone)
  • $0.20 ATM mini transaction history request (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.