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Smart Banking, everyday, everywhere

$0 monthly service fee
when you deposit at least $2,000 by the last business day of every month
ATM network
No ATM withdrawal fee at over 3,000 BankSA, St.George Bank, Bank of Melbourne and Westpac ATMs in Australia
Visa debit card
Access your own money wherever Visa is accepted (if you’re under 14, you get a Freedom card).


Free alerts
Maintain control of your accounts with SMS and email alerts
Easy access
Login with the touch of a finger or check your balance with a simple swipe
Fraud protection
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)
Quick Balance
Know exactly how much money you have on hand, at a glance at your smartphone or watch.



on us

Get $50 on us when you open a new Complete Freedom Account between 26 August 2017 and 31 October 2017 and deposit $500 within 45 days. New Complete Freedom customers only.

Excludes customers who have held a Complete Freedom Account with St. George, BankSA or Bank of Melbourne anytime from 27 August 2016. Not available with any other new account offer. Eligible customers need to open a Complete Freedom Account between 26 August 2017 and 31 October 2017 (inclusive) and deposit a minimum of $500 within 45 days of opening the account. Eligible customers will receive $50 deposited into their account within 52 days of account opening. Offer limited to one $50 deposit per eligible customer. Where a joint account is opened, the offer is limited to only one $50 deposit in respect of the account. If one of the joint account holders has already received their $50 deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account. Fees and charges apply. Please read the terms and conditions at before making a decision and consider whether the product is appropriate for you. © 2017 BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714


Fees and charges

  • FREE eftpos and Visa Debit transactions
  • $5.00 Monthly account service fee (If you don't deposit $2000 a month)
  • FREE ATM use in Australia (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
  • $5.00 Overseas cash withdrawal (outside Global ATM Alliance)
  • FREE Internet, mobile and phone banking transactions
  • 3.00% Foreign currency conversion
  • FREE Direct debit
  • $4.00 Periodical payment
  • FREE Cheque
  • $2.00 Frequent statement (request statement outside of cycle)
  • FREE Staff assisted (branch and telephone)
  • $0.20 ATM mini transaction history request (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

How to open an account

Read the terms and conditions
Give yourself a few minutes
Have your contact details handy