Why open a Complete Freedom account?
Safe and secure everyday account packed with features and clever Mobile and Internet banking.
Complete Freedom account features
No ATM withdrawal fee at over 3,000 BankSA, St.George Bank, Bank of Melbourne & Westpac ATMs in Australia and over 50,000 Globally through our Global ATM Alliance (Other fees & charges may apply).
Tap & Pay
Allows you to use your eligible Samsung mobile to make purchases at Mastercard® PayPass™ or Visa payWave contactless terminals.
Sign in to Mobile Banking simply and securely with just your fingerprint on compatible devices.
Visa Debit card1
$0 monthly service fee if you deposit $2,000 per month (otherwise $5 per month)2
Free SMS and email alerts to manage your banking
Unlimited branch withdrawals
Option to link to home loan as an offset account
What you should know about fees and charges.
Frequently asked questions
Other ways to open an account
You can also apply over the phone or in branch.
Get more from your Complete Freedom account
More ways to make your banking easier.
Know exactly how much money you have on hand, at a glance at your smartphone or watch.
Paid for dinner or another shared expense? Notify people who owe you as well as keep track of who’s paid you back with Expense Splitter.
Complete Freedom, and outstanding security
Card on Hold
If you misplace your card, you don't have to cancel it. With the Card Block feature on our mobile banking app, you can freeze it for up to 15 days while you look for it4.
24/7 Fraud monitoring
Whether you're banking online or over the phone, BankSA safeguards your information and money with stringent security measures.
Switch to BankSA
Once you've opened an account with us, switching your banking is now easier than ever.
Connect to your existing bank and import your payees and BPAY® billers into BankSA Internet Banking.
Fees and Charges apply.
Before making a decision, it’s best to read the terms and conditions and decide whether the product is appropriate for you.
- Transaction, Savings + Investment Accounts Banking Services Terms and Conditions + General Information
- Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them
- Interest rates
- Before using Internet or Phone Banking, please read the Terms and Conditions and before using Mobile or Tablet Banking, please read our Mobile Banking Terms and Conditions.
Please read these documents and keep a copy. You can request a paper copy at a branch.The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.
BPAY® Registered to BPAY Pty Ltd. ABN 69 079 137 518
1. Visa Debit Card: To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age. If you’re under 14, you can apply for a Freedom Card.
2. Monthly service fee: of $5 will apply, if by the last business day of the month, you do not deposit a minimum of $2,000.
3. Cardless Cash: is available on eligible transaction accounts with a linked card. Cardless Cash limit of 3 cardless transactions per day, subject to daily withdrawal limit of $500 and weekly withdrawal limit of $1,000. All Cardless Cash limits apply across St.George, BankSA and Bank of Melbourne accounts and Mobile Banking apps.
4. Card on Hold: will temporarily stop new transactions on your card for 15 days or until reactivated. The card will automatically reactivate after 15 days if you do not cancel the card. Customers must be registered for St.George Internet Banking. Available on Visa Debit or Visa Credit cards only. Internet connection is required to access St.George Mobile Banking app. Normal data charges apply.
5. Fraud Money Back Guarantee: ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to the terms and conditions for full details, including when a customer will be liable.
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