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Smart Banking, everyday, everywhere

$0 monthly service fee
when you deposit at least $2,000 by the last business day of every month
ATM network
No ATM withdrawal fee at over 3,000 BankSA, St.George Bank, Bank of Melbourne and Westpac ATMs in Australia
Visa debit card
Access your own money wherever Visa is accepted (if you’re under 14, you get a Freedom card).

Special Offer


on us!

Get $50 when you open a new BankSA Complete Freedom Account online or over the phone by 29 June 2018 and deposit a minimum of $500 ($250 for customers under 21 or studying full time) within 45 days. Conditions apply1.

Open now


Spend Tracker
All your transactions grouped into categories, to help your track your spending habits
Card Lock
Misplaced your card? Temporarily lock your card for up to 15 days while you look for it
Fingerprint Logon
Logon with just the touch of your finger
Quick Balance
Know exactly how much money you have on hand, at a glance at your smartphone or watch

Fees and charges

  • FREE eftpos and Visa Debit transactions
  • $5.00 Monthly account service fee (If you don't deposit $2000 a month)
  • FREE ATM use in Australia (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)
  • $5.00 Overseas cash withdrawal (outside Global ATM Alliance)
  • FREE Internet, mobile and phone banking transactions
  • 3.00% Foreign currency conversion
  • FREE Direct debit
  • $4.00 Periodical payment
  • FREE Cheque
  • $2.00 Frequent statement (request statement outside of cycle)
  • FREE Staff assisted (branch and telephone)
  • $0.20 ATM mini transaction history request (BankSA/ St.George Bank/ Bank of Melbourne and Westpac ATMs in Australia)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.

How to open an account

Read both the terms and conditions, and fees above
Give yourself a few minutes
Have your contact details handy