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Everyday accounts for...


Simple, convenient banking, every day, everywhere

High school students

Start out in the right direction with a Complete Freedom account

Young adults & students

A transaction account designed for day-to-day banking needs

New to Australia?

Sort out your day to day banking in Australia with an everyday bank account.


A low-cost transaction account for individuals who hold a Concession or Health Care card, or receive an eligible Australian Government benefit payment.


A transaction account for eligible retirees aged 55 or over to deposit and withdrawals funds and also offers interest on account balances. 



For Under 18's

Get one of each account, opening at least one new account in the process, then deposit $100 into your savings account within 30 days of opening your new account(s), and we'll give you $30. 

T&Cs apply.

Find out how


cashback on
your groceries

Get up to $40 cashback on your groceries

Open a Complete Freedom account online by 30th September 2024 and spend at least $40 on your new Visa Debit Card at Woolworths or Coles and get $10 cashback once per month up to 4 times.

New transaction account customers aged 14+ only.

T&Cs apply.

Learn more

Why BankSA?

No monthly fees

Pay zero account-keeping fees to manage your account, regardless of how little you deposit each month.


Bank wherever, whenever

Enjoy freedom and flexibility with the convenience of Internet Banking and Mobile Banking.


Rewards and offers

Check out all the extra value available to debit card holders1, in our My Offers Hub2 and ShopBack.


Shop through ShopBack. Get Cashback.

Link and pay with your eligible BankSA debit card to get exclusive bonus Cashback when you shop on the new BankSA Lounge on the ShopBack app.

New to ShopBack? Join ShopBack and link your eligible BankSA card to get $30 bonus Cashback into your ShopBack account when you make your first purchase of $20 or more. Offers ends 15 August 2024. 

Eligibility, T&Cs apply. New ShopBack customers only. Cashback paid into ShopBack account.

1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over. If you’re 12 or 13 years old and have an Australian residential address, you can request a Freedom Card in branch.

2. My Offers Hub available to all eligible consumer debit and credit card customers.

Read the Terms and Conditions (PDF 694KB), including for fees and charges that may apply, before making a decision and consider if it is right for you.

Read the Apple Pay Terms and Conditions (PDF 47KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Google Pay Terms and Conditions (PDF 58KB) before making a decision and consider if it is right for you. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.

Read the Samsung Pay Terms and Conditions (PDF 63KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

Android, Google Pay and Google Play are trademarks of Google Inc. 

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.