Grow your monthly balance and we’ll reward your dedication
Rates
1.80 % P.A.
For balances
less than $99,999.99
This rate is a combination of the bonus variable rate of 1.20% p.a. and a base variable rate of 0.60% p.a.
2.10 % P.A.
For balances $100,000
to $249,999.99
This rate is a combination of the bonus variable rate of 1.50% p.a. and a base variable rate of 0.60% p.a.
2.25 % P.A.
For balances
over $250,000+
This rate is a combination of the bonus variable rate of 1.65% p.a. and a base variable rate of 0.60% p.a.
| Balance | Standard variable rate | Standard Bonus* | Earn up to |
|---|---|---|---|
| Balances up to $19,999.99 | 0.60% p.a. | 1.20% p.a. | 1.80% p.a. |
| Balances $20,000 to $99,999.99 | 0.60% p.a. | 1.20% p.a. | 1.80% p.a. |
| Balances $100,000 to $249,999.99 | 0.60% p.a. | 1.50% p.a. | 2.10% p.a. |
| Balances $250,000 to $499,999.99 | 0.60% p.a. | 1.65% p.a. | 2.25% p.a. |
| Balances $500,000 to 1M | 0.60% p.a. | 1.65% p.a. | 2.25% p.a. |
| Balances 1M+ | 0.60% p.a. | 1.65% p.a. | 2.25% p.a. |
* Grow your account balance by at least $50 each month to earn bonus interest (if you are under 21, grow your account balance by any amount each month).
Fees and charges
-
The Incentive Saver has no setup or monthly fees.
The main thing to remember is that you will receive an overall higher interest rate if you grow your account balance by the required amount before the last business day each month.
Please read the detailed terms and conditions for the full fee schedule.
