Everyday Account + Visa Debit Card for Young Adults & Students
You could get $50 cashback with our no-account-keeping fee, feature-packed Complete Freedom account. Minimum spend required. Read on to find out more.
Get $50 when you bank and save together
Open a Complete Freedom everyday account and an eligible savings account. Accounts must be in the same name.
For new account holders who’ve not held a Complete Freedom account or savings account in the past 2 years.
Once you meet the criteria, we’ll add $50 into your savings account. Offer ends 20 April 2026.
New customers only. T&Cs apply*
Easy access to your money
Visa Debit Card
In a store, overseas, online or on the phone – pay for what you need with your own money using a Visa Debit card (if you are 14 years and over)2. If you’re heading overseas you can also use it for your travel expenses – from tickets and accommodation, to shopping worldwide anywhere Visa is accepted.
Mobile Banking
Manage your money on the go with the BankSA mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Apple Pay
Fast, secure, contactless. Apple Pay lets you pay in-store and online with your BankSA Visa Debit card using your favourite Apple device. Find out more
Young adult or tertiary student looking for an everyday account
Access to offers and benefits on popular lifestyle brands just for being an eligible4 cardholder
Shop through ShopBack. Get Cashback.
Link and pay with your eligible BankSA debit card to get exclusive bonus Cashback when you shop on the new BankSA Lounge on the ShopBack app.
Here are some clever ways you can manage your money
The legal stuff
Here’s how to get started
Types of ID you can use
Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges.
Terms and conditions including fees for Transaction, Savings and Investment Accounts (PDF 756KB)
3. The Spend Tracker tool provides general information only and does not take into account your personal circumstances. It is intended to be a guide only.
4. Refer to Terms and Conditions for more details
This promotion runs from 1 February 2026 to 20 April 2026.
Eligibility criteria:
You must:
- Not have held either a transaction account or savings accounts with BankSA in the last 2 years (applies to both account holders for joint accounts)
- Open a new Complete Freedom Account AND, either an Incentive Saver OR Maxi Saver. Accounts must be in the same name, and active and ready to use.
- Open both accounts and deposit $50 or more into your Complete Freedom transaction account within 10 calendar days. Deposit(s) must be processed (not pending) by the 10th day.
- Deposit must be customer-initiated and does not include interest payments into the account.
- Keep the account open for a minimum of 60 days after your eligible deposit.
If you meet the above:
- You're eligible for a one-time $50 payment.
- The $50 payment will be made to your Incentive Saver / Maxi Saver account within 60 days of you meeting all Terms and Conditions and eligibility criteria.
- If you open more than one Incentive Saver / Maxi Saver account, the $50 cashback will be made to one account only. It will be the first savings account opened and active.
Joint accounts not eligible. This promotion may be varied or withdrawn at any time. It is not available in conjunction with any other offer unless otherwise stated.
This information is general in nature and has been prepared without taking your personal objectives, circumstances and needs into account. You should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.