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Take charge of your money on payday with two linked accounts to help you budget

Opening a Complete Freedom everyday account and Incentive Saver account together helps you pay bills automatically, save regularly and know what’s left to spend

Pay

Get paid in to your Complete Freedom account ($0 monthly service fee when you deposit min. $2,000 by the last business day of the month)

Manage

Help track your spending habits with Spend Tracker and automate your bill payments to save time and avoid hassle

Save

Grow your savings each month and we’ll reward your dedication with bonus interest. You can also set up a regular savings plan in online banking

Benefits

$40

Complete Freedom offer*

Get $40 when you open a new Complete Freedom account by 27 June 2019 and deposit $500 within 30 days. Conditions apply*

2.45 % P.A.

Incentive Saver
Maximum
reward rate

Grow your account balance by at least $50 each month to earn bonus interest (if you are under 21, grow your account balance by any amount each month). The maximum reward rate is a combination of the bonus variable rate of 1.65% p.a. and a base variable rate of 0.80% p.a. for balances above $250,000

*The details

Fees and charges apply. Read the terms and conditions at banksa.com.au before making a decision and consider whether the product is appropriate for you.

* $40 Offer: To receive a one off $40 deposit, customers must open a new Complete Freedom Account between 04/04/19 to 27/06/19 (inclusive) online, or if under 21 years of age or a full-time tertiary student including apprentices, customers may also open an account in branch; and must deposit a minimum of $500 ($250 if under 21 years of age or a full-time tertiary student) within 30 days of account opening, AND ensure the account remains open for at least 45 days. Offer excludes customers who hold or have held a Complete Freedom Account with Bank of Melbourne, BankSA or St.George Bank at any time. Not available with any other offer. Offer limited to one $40 deposit per customer. Where a joint account is opened, if one of the joint account holders has already received their deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account.

What you get

Visa debit card

Access your everyday account wherever Visa is accepted (if you’re under 14, you get a Freedom card)

Internet banking

Manage your money online wherever you are, whatever you're doing

Automatic transfers

Set up monthly deposits from your everyday account into your savings account via online banking

Spend tracker

All your transactions grouped into categories, to help your track your spending habits

Card Lock

Misplaced your Visa debit card? Temporarily lock your card for up to 15 days while you look for it

Fees you might pay

Complete Freedom

$5.00 Monthly account service fee (If you don't deposit $2000 a month)
$5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM )
3.0% Foreign currency conversion
$4.00 Periodical payment
$2.00 Frequent statement (request statement outside of cycle)
$0.20 ATM mini transaction history request (Bank of Melbourne/ St.George Bank/ BankSA and Westpac ATMs in Australia)

Incentive Saver

Free Monthly service fee
$5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM )
3.0% Foreign currency conversion
Free Periodical payments are free to another BankSA , St.George or Bank of Melbourne account. All other accounts incur a $4.00 fee.
$2.00 Frequent statement (request statement outside of cycle)
$0.20 ATM mini transaction history request (Bank of Melbourne/ St.George Bank/ BankSA and Westpac ATMs in Australia)

In detail

Before making a decision, please read the terms and conditions and ensure you're aware of all fees and charges

T&Cs and Fees

Internet and Mobile banking T&Cs

Interest rates

How to open an account

Read both the terms and conditions, and fees above

Have your ID and Tax File Number details

Select yes on the form to add a transaction account

Download our app

Download from App Store

Download from Google Play

Everyday banking + savings account

Take charge of your money on payday with two linked accounts to help you budget

Benefits