Why choose our Advantage Package?
Save when you package a home loan, credit card and transaction account
How it works
You also get...
$0 Lending establishment fee
$0 Monthly loan account fee
$0 Annual credit card fee** on eligible credit cards
Calculators
View all rates
Got insurance?
Home and Contents Insurance helps you get back on your feet if your home or personal belongings are affected in an unforeseen event.
Start your application online
A home loan expert will call you once you have submitted your application to talk through next steps.
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Important information
Conditions, credit criteria, fees and charges apply. Based on BankSA’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.
Loan Accounts – Charges for specific services and accounts (PDF 78KB)
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 13 76.
#Advantage Package Terms & Conditions (PDF 451KB) apply. A $395 annual package fee applies and is payable from a BankSA Complete Freedom transaction account. Before deciding to open a BankSA Complete Freedom account, read the Terms & Conditions, and consider if the account’s right for you.
**Conditions apply for $0 annual credit card fee on eligible BankSA credit cards. Refer to Advantage Package Terms & Conditions (PDF 451KB) for full list of eligibility and more information on fees and package benefits.
*Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years.After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Home and Contents is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). BankSA - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the insurance under a distribution agreement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 1300 554 002.
If you take out Home and Contents Insurance with Allianz the Bank will receive a commission of up to 12% of the premium (exclusive of GST).
A target market determination has been made for this product. Please visit https://www.banksa.com.au/tmd for the target market determination.