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Why choose Advantage Package?

Save when you package a home loan, credit card and transaction account

Discount on interest rates
Save up to 0.90 p.a. off our standard variable rate home loan with Advantage Package for loans of $750,000 of more2
All-in-one package
Combine a home loan, credit card, and transaction account to create your all-in-one package.

Special offers


$2k

Cashback^
When you
refinance

For new Owner Occupier (Principal & Interest) or Investment home loans with the Advantage Package. $395 annual package fee and $200k min loan per property applies. Excludes refinances from within Westpac Group. Applications received by 30 June 2019, with loan settled by 31 August 2019.

$1k

Cashback*
When you
buy a home

Apply for a new Owner Occupier (Principal & Interest) or Investment home loan with the Advantage Package. $395 annual package fee and $200k min loan per property applies. Excludes refinances. Applications received by 30 June 2019, with loan settled by 31 August 2019.

You also get...

$0 Home loan establishment fee

$0 Monthly home loan administration fee

$0 Annual credit card fee

$0 monthly transaction account-keeping fee

when you link your Complete Freedom account

$0 Monthly full offset service fee

Owner occupier

  • 3.74% p.a

    2 year Fixed Rate
    with Advantage Package.3
    Principal & Interest repayments.

  • 5.04% p.a Comparison rate4

Residential Investment

  • 3.94% p.a

    2 year Fixed Rate
    with Advantage Package.3
    Principal & Interest repayments.

  • 5.52% p.a Comparison rate4

Annual Fees

  • $395 This single fee covers up to 5 home or investment loans1.

How it works

You don’t have to know each product you want before you apply online. Our home loan experts can help you find the right mix for you.
1.
 Choose a Home Loan
2.
Choose a Credit Card
3.
Choose a Bank Account
4.
Apply online

The Detail

Conditions, fees and credit criteria apply. Before making a decision, it’s best to read the terms and conditions.
Residential Loan Agreement
General Terms and Conditions.
Loan Accounts
Charges for specific services and accounts.
Advantage package
Terms and Conditions.
Portfolio Loan Agreement
General Terms and Conditions.

Start your journey online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

Important information

Conditions, fees and credit criteria apply. Before making a decision, it’s best to read the terms and conditions:

Residential Loan Agreement - General Terms and Conditions (PDF 784KB)

Loan Accounts - Charges for specific services and accounts (PDF 98KB)

Portfolio Loan Agreement - General Terms and Conditions (PDF 292KB)

BankSA Advantage Package - Terms and Conditions (PDF 498KB)

Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 13 76.
 

  1. The Advantage Package will support up to 10 Portfolio sub-accounts in a Package and up to 5 sequence loans (e.g. loans with Flexible Choice). Note when Lenders Mortgage Insurance (LMI) applies, only single sequence loan or Portfolio Loans can be Packaged.

  2. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. The interest rate is inclusive of the current 0.15% p.a. Advantage Package discount for the fixed rate period under the Advantage Package.

  3. Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years.After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.