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Why choose the Amplify Signature card?

Our highest earn rate

Earn 1.5 Amplify Points for each dollar spent on eligible purchases, uncapped.1 Earn points even faster by adding one other cardholder (16 years or older) at no extra cost.9

2 lounge passes

Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at prioritypass.com/amplifysignature4

Birthday bonus points

Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months.7

Insurance covers

Get complimentary cover for overseas travel, extended warranty, purchase protection and price guarantee, subject to the conditions set out in the Credit Card Complimentary Insurance Policy.2

Visa Luxury Hotels

Automatic membership to Visa’s Luxury Hotel Collection, providing you access to best available rate guarantee, automatic room upgrade (when available) and 3pm checkout (when available) in some of the world's most impressive hotels.8

Up to 55 days

Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.

Easy, secure and a fast way to pay with Apple Pay

Enjoy all the benefits of your eligible BankSA Visa card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more

Up to 200,000 bonus Amplify Points^

100k in year 1 + 100k in year 2, when you spend $12k+ on eligible purchases in each year. (That can get you up to $450 each year in eGift cards.<)

Plus 0% p.a. interest on balance transfers for 15 months#

When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after this promotional period. New cards only.

Rates

  • 19.74% p.a. variable interest rate on purchases
  • 21.49% p.a. variable cash advance interest rate
  • 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)

Key fees

  • $279 Annual card fee
  • $15 Fee applied for each late or missed payment
  • $9 For each dishonour of a payment under the Autopay automatic payment arrangement
  • $0 Card Replacement Fee (courier costs may apply)

Complimentary services

  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Autopay
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $200~

Before you apply

Follow this section to improve the likelihood your application is approved. 

  • You’re aged 18 or over
  • You’re an Australian citizen or have a permanent residency visa
  • You have a regular, verifiable income
  • You have a residential address in Australia.

The Detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Terms and Conditions
All you need to know about our cards.
Fees and Charges
A complete list of card-related costs.
Amplify Terms and Conditions
All you need to know about rewards.
Insurance Terms and Conditions
Learn how our card insurance works.
Important information

Conditions, fees and credit criteria apply. This card is issued as a Visa card.

Before making a decision read the Terms and Conditions and consider if the product is right for you. 

Switches, upgrades, or Westpac Group staff are ineligible.

This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

~As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain BankSA cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19. 

^Amplify Signature Bonus Amplify Points Offer: To be eligible to receive up to 200,000 bonus Amplify Points over 2 years, you must apply and be approved for a new Amplify Signature Amplify Rewards credit card between 3rd March 2021 and 28th September 2021. You'll receive 100,000 bonus Amplify Points when you spend a minimum amount of $12,000 on eligible purchases on the credit card within the first 12 months from card approval. You'll receive an additional 100,000 bonus Amplify Points in the second year of your credit account being open, if you spend a minimum of $12,000 on eligible purchases within the subsequent year. If you do not meet the minimum spend in one year, you forfeit the bonus points for that year only, however you are still eligible for bonus points in subsequent years if you meet the minimum spend in subsequent years during the promotional period. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.

#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, Amplify Platinum or Amplify Signature credit card between 3rd March 2021 and 28th September 2021, and request at card application to transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

<Converting Amplify Points: You can convert the points earned on your Amplify Signature Amplify Rewards or Amplify Platinum Amplify Rewards credit card to e-gift cards via the Amplify rewards website. The estimated e-Gift card value in the above examples are based on current redemption rates as at 10th February 2021 and is subject to change without notification. All redemption of Amplify Points are subject to availability and the Amplify Terms and Conditions (PDF 128KB).

1. Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Terms and Conditions (PDF 128KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to  amplify.banksa.com.au

2. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 480KB) which may be amended from time to time. Westpac does not guarantee this insurance.

4. Priority Pass membership: complimentary Priority Pass membership is available to Primary Cardholders earning Amplify Points through the Amplify Rewards program. To enrol go to prioritypass.com/amplifysignature. Lounge usage in excess of two visits and all guest visits will be charged directly to your Amplify Signature Credit Card at the visit fee of US$32 per person, per visit. The first two visits within each twelve month membership period are complimentary to the Primary Cardholder only, after which every visit would be charged as per the prevailing rates; currently US$32 per person. Any accompanying guests will be charged US$32 per visit, which will be automatically charged to the Cardholder’s Amplify Signature Credit Card. The date of each visit determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following year of membership. The number of free visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. For full details visit Priority Pass website at prioritypass.com/Conditions-of-use.cfm.

7. Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners.

8. Any offers through Visa Luxury Hotel Collection are valid at participating properties and Visa Signature cardholders in the Australia/Pacific and Europe, Middle East and Africa (APCEMEA) regions. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offers at time of enquiry/booking. One daily breakfast per person during stay. Excludes all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit www.visaluxuryhotels.com or call Visa Concierge for details.

9. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder.

Read the Apple Pay Terms and Conditions (PDF 65KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.