Skip to main content Skip to accessibility page Skip to search input

Amplify Signature Card

Reward yourself with our highest points earn rate, uncapped.
Amplify Signature Card

Special offers

  • 0% p.a. for 12 months on balance transfers, requested at card application1.

Variable purchase rate applies after the promotional period. Offers end 20th September 2017.


  • Reward yourself with our highest earn rate card, uncapped
  • All the benefits of Amplify Platinum plus:
    • Our highest points earn rate, uncapped
    • A birthday bonus – 10% of points earned in past 12 months5
    • Two complimentary airport lounge passes per year upon enrolment6
  • And more…all for a competitive annual card fee of $279.
More Choice
  • Our highest earn rates, uncapped
  • Celebrate birthdays with a birthday bonus – 10% of points earned in the past 12 months
  • Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
  • You can also enjoy complimentary Qantas Frequent Flyer membership for a limited time (if you’re not already a member) when you choose Amplify Qantas.
More Advantages

Relax pre-flight

Enjoy a comfortable pre-flight experience with two complimentary airport lounge passes per year

  • With Amplify Rewards, you will receive two Priority Pass lounge visits per year6.
  • With Amplify Qantas, you will receive two Qantas Club lounge visits per year7.

Hotel benefits

When you travel with Amplify Signature, you will enjoy some of the most impressive hotels across the globe with an unparalleled and exquisite hotel experience with every stay. As an automatic Visa Luxury Hotel Collection8 member you will receive:

  • Best available rate guarantee
  • Automatic room upgrade upon arrival, (when available)
  • 3pm checkout, (when available)
  • Complimentary continental breakfast
  • Free in-room Internet access US$25 food or beverage voucher
  • VIP guest status.

Peace of mind for you and your family

Complimentary insurance covers as set out in the policy9

  • Overseas travel insurance for trips up to 6 months for you and your spouse and/or dependent children. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
  • Extended warranty insurances gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
  • Price guarantee cover on eligible purchases. Claim the difference back if you find it cheaper within 21 days from purchases as stated in the policy.

Time poor? Call Visa Concierge on 1800 233 688

  • 24/7 Fraud monitoring
  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud
  • Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.

Additional cardholder
1 additional cardholder at no extra cost10

Rewards If you choose Amplify Rewards If you choose Amplify Qantas
Points earned on purchases (uncapped)

$1 = 1.5 Amplify Points at any Australian merchant

$1 = 1.5 Amplify Points at any Overseas merchant

$1 = 0.75 Qantas Points at any Australian merchants

$1 = 0.75 Qantas Points at any Overseas merchant

Birthday bonus Receive a birthday points bonus - 10% of points earned in the last 12 months5 Receive a birthday points bonus - 10% of points earned in the last 12 months5
Redeeming your points

Redeem Amplify Rewards2 for:

  • Rewards from a wide range of categories including gift cards and retail vouchers, entertainment expenses and more
  • Gift cards and retail vouchers
  • Homewares, including products by Dyson, KitchenAid and Tefal
  • Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel3
  • Airline points or miles through Virgin Australia’s Velocity program, Malaysia Airlines’ Enrich program and Singapore Airlines’ KrisFlyer program12.

Redeem Qantas Points for:

  • Classic Award flights on Qantas and 35 partner airlines13
  • Qantas and Jetstar Any Seat Award flights14
  • Flight Upgrade Awards on eligible Qantas flights when available
  • Over 3,000 products, experiences and vouchers from the online Qantas Store15.
Interest Rate - Variable
  • 19.49% p.a. on purchases.
  • 20.24% p.a. on cash advances.
Promotional balance transfer rate 0% p.a. for 12 months on balance transfers, requested at card application1. Variable purchase rate applies after 20th September 2017. Calculate how much interest you could save!
Annual card fee $279
Foreign Transaction Fee

A 3% Foreign transaction fee is payable as a percentage of the Australian dollar value of any Foreign transaction.

Foreign transaction is any transaction made using the Card:

  • in a currency other than Australian dollars; or
  • in Australian dollars or any other currency with a merchant located outside Australia; or
  • in Australian dollars or any other currency that is processed by an entity located outside Australia.
Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia.
Cash Advance Fee 2% of each cash advance amount and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50.
Late Payment Fee $15 applied for each late or missed payment.
Card Replacement Fees
  • $15 per card within Australia
  • $52.50 per card outside of Australia
  • $45 per emergency/urgent replacement card.
Over-limit Fee If your card account was opened before 4 June 2012, $15.00 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
Automatic Payment Dishonour Fee $9 applied for each payment dishonoured made under the automatic payment plan.
Statement Copy Fee
  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.
Other fees and charges Credit Card Accounts Fees and Charges
Apply online Apply now
Call us 13 13 76
Visit a Branch Find your nearest branch
What you'll need Find out what information you need to provide to become a customer

Need some help?

Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

View the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.

Offers are not available in conjunction with any special offers that are not listed on Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1. The promotional balance transfer rates are available when you apply for a new BankSA Vertigo, Vertigo Platinum, Amplify Platinum, Amplify Signature or No Annual Fee credit card between 11th July 2017 and 20th September 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The applicable variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

2. Earn Amplify Points through the use of an Amplify Signature Card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify Points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to

3. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586.

4. Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions. Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit or call 13 11 31.

5. Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners.

6. Priority Pass Card member lounge: To enrol go to Lounge usage in excess of two visits and all guest visits will be charged directly to your Amplify Signature Credit Card at the visit fee of US$27 per person, per visit. The first two visits within each twelve month membership period are complimentary to the primary Cardholder only, after which every visit would be charged as per the prevailing rates; currently US$27 per person. Any accompanying guests will be charged US$27 per visit, which will be automatically charged on the Cardholder’s Amplify Signature Credit Card. The date of visits determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following year of membership. The number of free visits will be reset to two per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd. For full details visit Priority Pass website at

7. To be eligible for the two complimentary Qantas Lounge invitations, you must register your details at Two complimentary lounge invitations will be automatically sent to the account holder at the same date of the initial Qantas Lounge Pass registration following the account holder’s registration. Qantas club invitations are provided courtesy of St George Bank, and are valid for Qantas Club and Qantas operated international business lounges only. Not valid in international First Class Lounges, Chairman’s Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar with a QF or JQ flight number. Access and use is subject to Qantas Club rules which are available at The two Qantas Club Lounge invitations will be sent to your Card account mailing address within 4 weeks of your registration, provided you are not in breach of the Conditions of Use, your account remains open and that there has been a transaction of more than $1 within the last 12 months. The two Qantas Club Lounge invitations will expire on the date printed on the invitations. Qantas Club Lounge invitations will not be issued to customers who do not first register via If you do not use your invitations by the printed expiry date, you will need to complete the registration again to receive the two complimentary invitations..

8. Any offers through VISA Luxury Hotel Collection is valid at participating properties and Visa Signature cardholders in APCEMEA. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offer at time of enquiry/booking. One daily breakfast per person during stay. Exclude all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit or call Visa Concierge for details.

9. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 851 342 or download the Credit Card Complimentary Insurance Terms and Conditions.

10. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.

12. You must be a member of the relevant airline points or miles program to redeem Amplify Points for airline points or miles. To redeem, at least 3,000 Amplify Points are needed with additional increments in multiples of 500 Amplify Points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. The terms and conditions of the relevant airline points or miles program apply.

13. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

14. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

15. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See for details.

16. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

17. Amplify Rewards and Amplify Qantas each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via For full details visit Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via Access and use is subject to Qantas Club Rules. For full terms and conditions visit and some exclusions apply.